Josh

And again, in today's dollars, it was $300,000 in 1979.

It's more than $400,000 today.

And I think we said it was 69.2% at its peak of home ownership in 2004 and

As of, I think, 2022, you know, what's happened is that, you know,

I think you said it was about 65%, so it's not that big of a difference, but it's that age of buying your first house has just gotten older and older and older.

In 2022, only 62% of 40-year-olds own their home, whereas the boomer generation, 69% of 40-year-olds owned.

And the same can be said for rent and childcare and college and healthcare.

It's just all these things are outpacing earnings.

Plus also that 62% and 69% is a little misleading because there are way more boomers than there are Gen X who are 40 now.

So 69% of boomers is numerically a much bigger group than 62% of Gen Xers.

Right.

Which also means that that's a greater number of houses that are now locked up.

Right.

Being passed on to their kids.

And, you know, not saying that you shouldn't own a house and pass along your kids.

But as far as the housing market goes, that's just a lot.

Right.

So, Chuck, what are you what are we going to do about this?

What are some things we can do?

Oh, man.