Julia Collins

Everybody needs that.

Yeah.

And then that gives me the ability to be more disciplined and pragmatic about the rest of the portfolio.

But I think whether you have $5,000 and want to start buying crypto,

or $500 and want to do something like it's important to have some amount of your money that you have a little optionality around so that you can experiment.

And how has that changed now that you're a mother?

I am teaching my kids about money and it's interesting to see how they respond.

Mostly in particular, the eight-year-old will make decisions about what not to buy versus what to buy.

And he's thinking about, is this a good investment?

But Emma, I think we do have to manufacture hardships for our kids because when you don't, you look at it and you're like, that's not cute.

I do think you have to manufacture a little bit of scarcity.

Yeah, I think it's true.

Well, here's the thing I feel a little bit guilty about, which is that when we're having birthday parties, I ask guests not to bring gifts for the boys.

Yeah.

And I remember my mom being like, don't block their blessings.

Don't do that.

But there is just like this expectation and you have to remember like my, what I tell mommy is like, my life's work is to try to safeguard this planet.

And people are like, well, what are the most sustainable things to buy?

The most sustainable thing to buy is to not buy the thing.

To buy nothing.