Julie Morgan

Gold is down 1.2% at $49.28.

The FTSE 100 is up 0.3% and the DAX is also up 0.3%.

and the markets in China and Hong Kong were closed for the Lunar New Year holiday.

Zim Integrated Shipping is on our list of the biggest movers of the day pre-market.

ZIM Zim is up 36% after Hapig Lloyd agreed to acquire the shipper for $35 per share in cash, a 58% premium that values the company at about $4.2 billion.

And on today's economic calendar at 8.30 a.m., the Empire State Manufacturing Index and at 10 a.m., the Housing Market Index.

That's it for today's Wall Street Breakfast.

Thanks for listening.

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I'm your host, Julie Morgan.

Go out and make it a great day.

Welcome to Seeking Alpha's Wall Street Breakfast, where we cover the top news for investors every morning.

It's good to have you here on this Friday, February 13th.

I'm Julie Morgan.

As we embark on this holiday weekend, you've probably noticed the sales and maybe even already given into the power of advertisement.

And soon, likely next week, that special item will grace your doorstep in a box that's being put together as we speak.

One of the options you may have noticed at checkout was for buy now, pay later.

The concept isn't new.

Credit cards have been around since the mid-1900s, essentially a way to buy now and pay later.