Justin Colby

100%, rewind that, 100% financing up to 70% of LTV of end value.

100%, rewind that, 100% financing up to 70% of LTV of end value.

First of all, 100% lending is incredible. Buy it right. Understand how to comp the property. Understand what the actual ARV is. Just buy it right, and they're going to give you 100% of the money you need. They do it very fast. Yesterday, you texted me. You said you need to be able to cut the check by today. You said, hey, you got to solve for this thing that my team needs.

First of all, 100% lending is incredible. Buy it right. Understand how to comp the property. Understand what the actual ARV is. Just buy it right, and they're going to give you 100% of the money you need. They do it very fast. Yesterday, you texted me. You said you need to be able to cut the check by today. You said, hey, you got to solve for this thing that my team needs.

Literally, my general manager replies, hey, that's on the deal. And then you're like, great, I can't send the wire until you guys give us a thing. That wire will hit today. And literally, you brought it up yesterday. We're talking about one day and we have- I brought it up last night.

Literally, my general manager replies, hey, that's on the deal. And then you're like, great, I can't send the wire until you guys give us a thing. That wire will hit today. And literally, you brought it up yesterday. We're talking about one day and we have- I brought it up last night.

Yep.

Yep.

Guys, if you aren't getting the gist here, Ternus is the company. Tim Heritage is the man. There's opportunities not just to get loans that are...

Guys, if you aren't getting the gist here, Ternus is the company. Tim Heritage is the man. There's opportunities not just to get loans that are...

relatively fair market right like may not be the total cheapest but is the easiest the fastest coming from a true operator yourself your wife like guys I don't know how else to sell what I'm saying right now besides if you're following me and watching this you got to trust that Ternus is the company that I use and if it's good enough for me it's damn sure good enough for you Right.

relatively fair market right like may not be the total cheapest but is the easiest the fastest coming from a true operator yourself your wife like guys I don't know how else to sell what I'm saying right now besides if you're following me and watching this you got to trust that Ternus is the company that I use and if it's good enough for me it's damn sure good enough for you Right.

Yeah.

Yeah.

Yeah.

Yeah.

Yeah, I think everyone understands who always wins in every transaction. The lender. The lender. The bank, right? I mean, and you and I were just talking about this off camera. I don't want to go be a bank, but if I can just cut a check to Ternus and own shares and be your partner in that, I'm effectively getting the win I want without having to go build what you are building.

Yeah, I think everyone understands who always wins in every transaction. The lender. The lender. The bank, right? I mean, and you and I were just talking about this off camera. I don't want to go be a bank, but if I can just cut a check to Ternus and own shares and be your partner in that, I'm effectively getting the win I want without having to go build what you are building.

And that's what everyone wants. They don't want to do the work. They don't want to have the labor. They want the baby. And I just want the damn baby, Tim. And so if you guys are out there, I don't want that either. But if you don't want the labor of like building a lending business, but in knowing that that's a great space, cause it is right. And getting 10, 12, 15% and great.

And that's what everyone wants. They don't want to do the work. They don't want to have the labor. They want the baby. And I just want the damn baby, Tim. And so if you guys are out there, I don't want that either. But if you don't want the labor of like building a lending business, but in knowing that that's a great space, cause it is right. And getting 10, 12, 15% and great.