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Justin Colby

πŸ‘€ Speaker
See mentions of this person in podcasts
7665 total appearances

Appearances Over Time

Podcast Appearances

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Yeah.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Yeah.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Yeah.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Yeah.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Yeah.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Yeah.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

It's been fun. And a little background on that, guys. About 13, maybe 15 months ago, him and I have a couple cocktails, jump on a private jet headed to Dallas, I believe. And he says, Colby, I need you to poke holes into this business model. I said, tell me why this doesn't work. That's right. Tell me why this doesn't work. And I couldn't. I couldn't think of one.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

It's been fun. And a little background on that, guys. About 13, maybe 15 months ago, him and I have a couple cocktails, jump on a private jet headed to Dallas, I believe. And he says, Colby, I need you to poke holes into this business model. I said, tell me why this doesn't work. That's right. Tell me why this doesn't work. And I couldn't. I couldn't think of one.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

I mean, I literally was like, okay, the challenge would be is, you know, you have a rookie investor. But to your point, if you are the one running this and running the ship and you're willing to buy on pictures and comps, why can't you lend? And I'm like... bro, if you have that much confidence and there's no reason this doesn't work.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

I mean, I literally was like, okay, the challenge would be is, you know, you have a rookie investor. But to your point, if you are the one running this and running the ship and you're willing to buy on pictures and comps, why can't you lend? And I'm like... bro, if you have that much confidence and there's no reason this doesn't work.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

And to your point, you know, I'm very still active after 18 years. You're still active. You are still buying deals. I called you the other day and you're like, dude, I might want to buy this damn thing, right? Like you're not, you're not a lender in the way that we think of Kiavi or we think of some of these bigger, again, institutional funds.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

And to your point, you know, I'm very still active after 18 years. You're still active. You are still buying deals. I called you the other day and you're like, dude, I might want to buy this damn thing, right? Like you're not, you're not a lender in the way that we think of Kiavi or we think of some of these bigger, again, institutional funds.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

You are on the streets, in the trenches, teaching and not just teaching, but like creating an opportunity for us, right? your client to be a part of something really special at Ternus?

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

You are on the streets, in the trenches, teaching and not just teaching, but like creating an opportunity for us, right? your client to be a part of something really special at Ternus?

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Now, out of the gates, people are like, all right, what's the company? So let's hit it out of the head. Turnus. And where can people go find, fill out applications? I mean, obviously, Turnus is the name of the company, but what's the easiest way for them to start the process of getting in your world?

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

Now, out of the gates, people are like, all right, what's the company? So let's hit it out of the head. Turnus. And where can people go find, fill out applications? I mean, obviously, Turnus is the name of the company, but what's the easiest way for them to start the process of getting in your world?

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

direct the future of finance for real estate investors so this gives me shivers a little bit because i'm one of those people that have now ownership in turnus and for all of you out there you too can have ownership this isn't just because he's my buddy like quite literally if you go to turnus.com there's opportunities for anybody listening to this watching this on instagram to be an owner and have shares of turnus and i think that's cool for here's the big takeaway for me

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

direct the future of finance for real estate investors so this gives me shivers a little bit because i'm one of those people that have now ownership in turnus and for all of you out there you too can have ownership this isn't just because he's my buddy like quite literally if you go to turnus.com there's opportunities for anybody listening to this watching this on instagram to be an owner and have shares of turnus and i think that's cool for here's the big takeaway for me

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

I'm out of control when it comes to the lending space. I'm not the lender. I can present you the deal and give you the comps and you can say yes or you can say no. But I have no skin. Like I'm not in any level of control and I can't help you become a better lender to me. By the way, not you. The Kiavis of the world. I can't help them become better lenders.

The MORE Show
F*ck Big Banks: How This Man is Flipping the Lending System | Tim Herriage

I'm out of control when it comes to the lending space. I'm not the lender. I can present you the deal and give you the comps and you can say yes or you can say no. But I have no skin. Like I'm not in any level of control and I can't help you become a better lender to me. By the way, not you. The Kiavis of the world. I can't help them become better lenders.