Kate Ashford

For sure.

That does sound more fun than many options, I gotta say.

So I just want to mention up front, this depends.

Rules vary by facility.

So in general, you can sometimes get a refund, but not always.

Make sure you read the paperwork.

You might find that a CCRC will refund some or all of your buy-in money if you move out within a certain period of time.

Some are refundable on kind of a declining scale over five years.

Some are partially refundable.

Some are fully refundable.

Read the contract.

So you understand the terms.

My grandparents actually bought into a CCRC in the early 2000s.

And then my grandmother passed away kind of unexpectedly pretty soon after they moved in.

But my grandfather left the community and got a lot of his buy-in back because they weren't there for very long.

So that is a thing you can get out of those arrangements if the contract says you can.

Kind of, yes, it does.

I mean, this is gonna depend on your older adult, right?

So if you've got someone who needs a lot of help or you've got someone who just needs some companionship and meals and light housekeeping, those folks are gonna have different timelines.

There are services out there like A Place for Mom, where you can call in and describe your loved one's needs and what they're hoping to get out of the care they're looking for.