Kate Ashford

But keep in mind, I'm in the Westchester, New York City area.

So everything is a few thousand.

If you're in a really prickly situation, you might want to call an elder law attorney.

I actually, speaking of Reddit, saw a story of someone that moved their father to a state where he could qualify for Medicaid if his assets were structured in a certain way.

and that worked for them so sometimes the upfront cost for this might be worth it and keep in mind a lot of facilities will accept private pay and medicaid and can transition your loved one to medicaid when they've depleted their assets so that is something to keep in mind too they could move in on private pay and be transitioned to medicaid later at some facilities

As Sean mentioned, there are so many resources out there.

I'm a big fan of asking people I know for advice.

If you know anyone

who knows anyone who might have information that's helpful, reach out to them.

I think people want to be helpful and they're happy to speak to you.

When I was working on things with my mom a couple of years ago, I spoke to friends of friends who were geriatric nurses and acquaintances who were going through similar things with their parents and people on Facebook groups and generally anyone who would talk to me for 10 minutes.

So it's stressful.

So take your time.

It's not, it's not worth rushing.

Ask those questions and take care of yourself because again, it's, it's hard.

Yeah, thank you for having me again.

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Absolutely. A health savings account, an HSA, is a savings account that lets you put money away pre-tax for medical expenses. To save to an HSA, you have to have a high deductible health plan, so this isn't available to everyone. But for people with access, HSAs are super useful because, as you mentioned, they have three tax advantages. You make your contributions pre-tax.