Kate Wood

speaker
431 appearances 7 recordings 2 series first heard Dec 2025 last heard 13 Aug

Kate Wood’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
4 · Feb OctJan 26AprJulnow

Recordings per month over the last 12 months — 7 in all, peaking in Feb 2026 with 4.

Appearances

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Housing supply is basically our favorite recurring character at this point.
the forecast is partly cloudy.
Yes, it's a long way from the sunshine of 2021, but it is also a very long way off from our absolute bottom of the index, which is back in 1991 when oof, you're glad you weren't buying a home back then, right?
Something that's really important to remember though is that this is a national level statistic.
So we are looking at this, you know, weather, so to speak, for the entire country, not the forecast for your local zip code.
Depending on where you live, you might have more inventory, less competition, you might have more room to negotiate.
That's something I was definitely hearing the other week talking to loan officers at the mortgage brokerage that we own, actually, next door lending.
For me personally, I'm in Connecticut.
My market's terrible.
I would say it's worse than the national level.
In any event, this is why I would really recommend checking out the Home Buy and Climate Index on nerdwallet.com.
When you look at the visuals, you look at the different graphs, this whole shift that we're talking about is pretty much impossible to miss.
You can really see that we have this extraordinary outlier in that pandemic era market.
We've got this plunge in 2022.
And yes, we're not, you know, where we were even pre-pandemic now, but also things have been a lot worse.
Also worth noting, we are updating the index every month as rates change, prices change, the economy itself changes.
You can keep checking the forecast to see whether conditions are getting sunnier.
or if there are some more clouds on the horizon.
All right.
There are people who are certainly going to reach that breaking point of, you know, I love my mortgage rate, but my goodness, I cannot stand this house anymore.
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