Kate Wood

So something that you're hearing about the entire country may not apply where you live.

Nationally, we've seen a lot more inventory coming onto the market in the past two years, but how much more and what people are paying for it is really going to vary depending on where you live or where you're trying to move to.

Still, you know, more homes for sale hopefully means bidding wars are a little less...

Sure.

I mean, you just have to think ahead to how good summer is going to be, right?

Once you're in your new home.

Sure.

So public service loan forgiveness is a program that lets people who work in qualifying jobs.

And that includes a lot of folks.

It includes nurses like our listener, people who work for nonprofits, people who serve in the military, people who work for any level of government.

to get their student loan balances discharged, AKA forgiven, after making 120 payments while they are working in those jobs.

So after the equivalent of 10 years worth of payments, whatever you still owe is gonna be forgiven.

The really vital part here is the well working in those jobs aspect.

So it's not about how long you've had the loans or how many payments you've made overall.

It's about how many qualifying payments you've made.

So it doesn't have to be 10 consecutive years of payments.

Just over however many years you have the loan, you have to have made 120 payments while you are working for a qualified employer.

So in the case of someone like Sydney,

who's currently in graduate school and her loans are in deferment, she's not making payments.

So that time that she's spending in that deferment is not counting toward PSLF forgiveness.