Kathleen

Hey, great. Thanks for taking my call. Sure. What's up? So I'm wondering if before I start my new job that won't give me a paycheck for two months, it's unpaid training, should I pay off my debt with my last retirement? And I'd love to give you context real fast, if that's okay. I wrote it out because I was so nervous.

Hey, great. Thanks for taking my call. Sure. What's up? So I'm wondering if before I start my new job that won't give me a paycheck for two months, it's unpaid training, should I pay off my debt with my last retirement? And I'd love to give you context real fast, if that's okay. I wrote it out because I was so nervous.

Hey, great. Thanks for taking my call. Sure. What's up? So I'm wondering if before I start my new job that won't give me a paycheck for two months, it's unpaid training, should I pay off my debt with my last retirement? And I'd love to give you context real fast, if that's okay. I wrote it out because I was so nervous.

Okay. A letter to Jade. Okay, so I formally worked the baby steps with my ex-husband. And I did the gazelle intensity and then unfortunately went through divorce. And post-divorce, obviously super difficult. I channeled all my grief into buying a home. And that was back in 2018. And so I'm a homeowner. The last two years, I've had some physical and mental health setbacks.

Okay. A letter to Jade. Okay, so I formally worked the baby steps with my ex-husband. And I did the gazelle intensity and then unfortunately went through divorce. And post-divorce, obviously super difficult. I channeled all my grief into buying a home. And that was back in 2018. And so I'm a homeowner. The last two years, I've had some physical and mental health setbacks.

Okay. A letter to Jade. Okay, so I formally worked the baby steps with my ex-husband. And I did the gazelle intensity and then unfortunately went through divorce. And post-divorce, obviously super difficult. I channeled all my grief into buying a home. And that was back in 2018. And so I'm a homeowner. The last two years, I've had some physical and mental health setbacks.

And I'm back into debt $7,500. And now my assets are, so I'm 41 single. I'm about to change jobs. I have a house. I bought it for $410,000 and I owe $200,000 on it. I have a paid for 2015 Honda Fit. I have $12,000 in a Roth IRA and then $10,000 from when I briefly worked as a teacher for a few years. And that's in retirement? Correct.

And I'm back into debt $7,500. And now my assets are, so I'm 41 single. I'm about to change jobs. I have a house. I bought it for $410,000 and I owe $200,000 on it. I have a paid for 2015 Honda Fit. I have $12,000 in a Roth IRA and then $10,000 from when I briefly worked as a teacher for a few years. And that's in retirement? Correct.

And I'm back into debt $7,500. And now my assets are, so I'm 41 single. I'm about to change jobs. I have a house. I bought it for $410,000 and I owe $200,000 on it. I have a paid for 2015 Honda Fit. I have $12,000 in a Roth IRA and then $10,000 from when I briefly worked as a teacher for a few years. And that's in retirement? Correct.

And see, mostly my career has been restaurant work, so I don't have a lot of retirement. That's the only retirement I had from the two years of teaching. And I hate being in debt.

And see, mostly my career has been restaurant work, so I don't have a lot of retirement. That's the only retirement I had from the two years of teaching. And I hate being in debt.

And see, mostly my career has been restaurant work, so I don't have a lot of retirement. That's the only retirement I had from the two years of teaching. And I hate being in debt.

Well, I've been basically like the last year been just barely making enough money to pay my bills, just kind of recovering from the last two years of like physical and mental stuff. Got you. And, and, um, I will be able to rent out my house when I leave for training for my new job as a flight attendant.

Well, I've been basically like the last year been just barely making enough money to pay my bills, just kind of recovering from the last two years of like physical and mental stuff. Got you. And, and, um, I will be able to rent out my house when I leave for training for my new job as a flight attendant.

Well, I've been basically like the last year been just barely making enough money to pay my bills, just kind of recovering from the last two years of like physical and mental stuff. Got you. And, and, um, I will be able to rent out my house when I leave for training for my new job as a flight attendant.

Oh, no. I gave you every, I think $500 is sitting in my bank account right now.

Oh, no. I gave you every, I think $500 is sitting in my bank account right now.

Oh, no. I gave you every, I think $500 is sitting in my bank account right now.

Correct. Okay.

Correct. Okay.