Katie

And then finally, you have the simple reality that women live around six and a half percent longer on average than men do. So statistically speaking, women are more likely to be the ones who will bear the brunt of poor long-term financial planning. So their portfolios need to last longer. They need to invest more aggressively. And they also need to know how to manage money alone.

More than 80% of widows are women. So even women who never get divorced are going to have to know how to do this. So... You look at all these factors, right? You expand that over an entire lifetime. And we can see that these disparities are compounding. Women retire with about 57% as much money as men do.

More than 80% of widows are women. So even women who never get divorced are going to have to know how to do this. So... You look at all these factors, right? You expand that over an entire lifetime. And we can see that these disparities are compounding. Women retire with about 57% as much money as men do.

More than 80% of widows are women. So even women who never get divorced are going to have to know how to do this. So... You look at all these factors, right? You expand that over an entire lifetime. And we can see that these disparities are compounding. Women retire with about 57% as much money as men do.

So could a man pick up this book and get really rigorous tactical personal financial information out of it? Absolutely. But I wanted to tailor a book toward the statistical realities that women specifically face. So that's what I did.

So could a man pick up this book and get really rigorous tactical personal financial information out of it? Absolutely. But I wanted to tailor a book toward the statistical realities that women specifically face. So that's what I did.

So could a man pick up this book and get really rigorous tactical personal financial information out of it? Absolutely. But I wanted to tailor a book toward the statistical realities that women specifically face. So that's what I did.

Okay, so the hot girl hamster wheel is how I describe the litany of recurring rotating expenses that are necessary to uphold what I will jokingly call the capital A, capital F, acceptable femininity. So I call it a hamster wheel because the nature of these purchases are such that you cannot just do them once.

Okay, so the hot girl hamster wheel is how I describe the litany of recurring rotating expenses that are necessary to uphold what I will jokingly call the capital A, capital F, acceptable femininity. So I call it a hamster wheel because the nature of these purchases are such that you cannot just do them once.

Okay, so the hot girl hamster wheel is how I describe the litany of recurring rotating expenses that are necessary to uphold what I will jokingly call the capital A, capital F, acceptable femininity. So I call it a hamster wheel because the nature of these purchases are such that you cannot just do them once.

Like each dollar that you spend functions like a commitment to spend more money in the future. So the particularly insidious thing about a lot of beauty treatments and personal care treatments is that they will actually leave you quote unquote worse off than you were before. So like any woman listening to this, who's ever gotten acrylic nails knows what I'm talking about.

Like each dollar that you spend functions like a commitment to spend more money in the future. So the particularly insidious thing about a lot of beauty treatments and personal care treatments is that they will actually leave you quote unquote worse off than you were before. So like any woman listening to this, who's ever gotten acrylic nails knows what I'm talking about.

Like each dollar that you spend functions like a commitment to spend more money in the future. So the particularly insidious thing about a lot of beauty treatments and personal care treatments is that they will actually leave you quote unquote worse off than you were before. So like any woman listening to this, who's ever gotten acrylic nails knows what I'm talking about.

They look good for like two weeks. And then when you finally either like yank them off or soak them off, your natural nails underneath are gonna be brittle and discolored. And so you kind of get into this cycle where you have to keep spending. women are taught from a young age to value the social capital of beauty kind of above everything else.

They look good for like two weeks. And then when you finally either like yank them off or soak them off, your natural nails underneath are gonna be brittle and discolored. And so you kind of get into this cycle where you have to keep spending. women are taught from a young age to value the social capital of beauty kind of above everything else.

They look good for like two weeks. And then when you finally either like yank them off or soak them off, your natural nails underneath are gonna be brittle and discolored. And so you kind of get into this cycle where you have to keep spending. women are taught from a young age to value the social capital of beauty kind of above everything else.

This is a very insidious socialization that all women experience. It's like the way you look is the most important thing about you. And you probably receive signals every time you leave your home that this is the case. But the problem with this is that investing in beauty is kind of an inherently losing proposition for reasons that are probably obvious. It's an inherently depreciating asset.

This is a very insidious socialization that all women experience. It's like the way you look is the most important thing about you. And you probably receive signals every time you leave your home that this is the case. But the problem with this is that investing in beauty is kind of an inherently losing proposition for reasons that are probably obvious. It's an inherently depreciating asset.

This is a very insidious socialization that all women experience. It's like the way you look is the most important thing about you. And you probably receive signals every time you leave your home that this is the case. But the problem with this is that investing in beauty is kind of an inherently losing proposition for reasons that are probably obvious. It's an inherently depreciating asset.

As you get older, it will take more and more cash flow to serve that master. That is not a good ROI. And obviously the counter to that is investing in real capital because if that's invested wisely, it's going to grow. It's going to get better with time. So in chapter one, I really tease apart some of these forces and talk about the process that someone can take to, in a very curious and