Katie

I remember the moment where I had that realization where I liked my job, I liked my coworkers, I liked my company, but I felt absolutely trapped in that two-week cycle of working for a paycheck and coming to the end of every cycle and being like, What do I have to show for that? I just spent 80 hours working. They gave me my paycheck. I spent it all. And now I'm back to square one.

I remember the moment where I had that realization where I liked my job, I liked my coworkers, I liked my company, but I felt absolutely trapped in that two-week cycle of working for a paycheck and coming to the end of every cycle and being like, What do I have to show for that? I just spent 80 hours working. They gave me my paycheck. I spent it all. And now I'm back to square one.

I remember the moment where I had that realization where I liked my job, I liked my coworkers, I liked my company, but I felt absolutely trapped in that two-week cycle of working for a paycheck and coming to the end of every cycle and being like, What do I have to show for that? I just spent 80 hours working. They gave me my paycheck. I spent it all. And now I'm back to square one.

That was an incredibly claustrophobic experience and realization. And what ended up happening is that story. spurred me to go become interested in personal finance because I thought there has to be another way. There has to be another path. I discovered the financial independence, retire early movement through that soul searching. And here we are.

That was an incredibly claustrophobic experience and realization. And what ended up happening is that story. spurred me to go become interested in personal finance because I thought there has to be another way. There has to be another path. I discovered the financial independence, retire early movement through that soul searching. And here we are.

That was an incredibly claustrophobic experience and realization. And what ended up happening is that story. spurred me to go become interested in personal finance because I thought there has to be another way. There has to be another path. I discovered the financial independence, retire early movement through that soul searching. And here we are.

So I think if you are feeling that way, the good news is that rejiggering your financial life can be a step toward more optionality, more freedom. So you can really take chances with your career and pursue things that you're actually interested in. So I would say, as much as you can, embrace that mantra of life is a video game. And at any moment, you can be like, this isn't what I want to do.

So I think if you are feeling that way, the good news is that rejiggering your financial life can be a step toward more optionality, more freedom. So you can really take chances with your career and pursue things that you're actually interested in. So I would say, as much as you can, embrace that mantra of life is a video game. And at any moment, you can be like, this isn't what I want to do.

So I think if you are feeling that way, the good news is that rejiggering your financial life can be a step toward more optionality, more freedom. So you can really take chances with your career and pursue things that you're actually interested in. So I would say, as much as you can, embrace that mantra of life is a video game. And at any moment, you can be like, this isn't what I want to do.

It's never too late, right? to pick a different path to start over. And that was partially why the dedication to the book is what it is, because I think it was that sort of force saying, you're not a money person, right? You're not qualified to have opinions about this. You shouldn't be talking about budgeting on the internet to just be like, oh, actually, yeah, I didn't study that before.

It's never too late, right? to pick a different path to start over. And that was partially why the dedication to the book is what it is, because I think it was that sort of force saying, you're not a money person, right? You're not qualified to have opinions about this. You shouldn't be talking about budgeting on the internet to just be like, oh, actually, yeah, I didn't study that before.

It's never too late, right? to pick a different path to start over. And that was partially why the dedication to the book is what it is, because I think it was that sort of force saying, you're not a money person, right? You're not qualified to have opinions about this. You shouldn't be talking about budgeting on the internet to just be like, oh, actually, yeah, I didn't study that before.

I can study it now. Who cares? You can always make that change.

I can study it now. Who cares? You can always make that change.

I can study it now. Who cares? You can always make that change.

So I spend all of chapter three digging into the 4% rule and understanding how your spending and your income taken together can essentially tell you how long it's going to take for you to reach financial freedom. So why is this important? Because you're probably going to get some outrageous number. It's probably going to be over a million dollars, right? It's important for a few reasons.

So I spend all of chapter three digging into the 4% rule and understanding how your spending and your income taken together can essentially tell you how long it's going to take for you to reach financial freedom. So why is this important? Because you're probably going to get some outrageous number. It's probably going to be over a million dollars, right? It's important for a few reasons.

So I spend all of chapter three digging into the 4% rule and understanding how your spending and your income taken together can essentially tell you how long it's going to take for you to reach financial freedom. So why is this important? Because you're probably going to get some outrageous number. It's probably going to be over a million dollars, right? It's important for a few reasons.

Number one, it really connects the dots between how your lifestyle choices and spending and expenses impact the top of the mountain where you're trying to go. And so what you'll notice if you play around with this is that as you spend less, that number goes down. If you can live on less, if you can really live beneath your means and invest more of your income, you will get there infinitely faster.

Number one, it really connects the dots between how your lifestyle choices and spending and expenses impact the top of the mountain where you're trying to go. And so what you'll notice if you play around with this is that as you spend less, that number goes down. If you can live on less, if you can really live beneath your means and invest more of your income, you will get there infinitely faster.