Keith Payne

I'm reading a book right now. I think I told you I'm reading on Audible, Nate Silver's new book.

I'm reading a book right now. I think I told you I'm reading on Audible, Nate Silver's new book.

Do you know Nate Silver? He's like a statistician. He's always, especially around election time, he's always front and center. He does these models. And this book is about risk taking. And it talks in there about the lottery is just, if you really look at it, it's just kind of a way to make money online. Low income people.

Do you know Nate Silver? He's like a statistician. He's always, especially around election time, he's always front and center. He does these models. And this book is about risk taking. And it talks in there about the lottery is just, if you really look at it, it's just kind of a way to make money online. Low income people.

Do you know Nate Silver? He's like a statistician. He's always, especially around election time, he's always front and center. He does these models. And this book is about risk taking. And it talks in there about the lottery is just, if you really look at it, it's just kind of a way to make money online. Low income people.

If you look at who buys lottery tickets and how much of it that the state keeps of it, it's just kind of, it ends up being a bizarre tax on lower income people.

If you look at who buys lottery tickets and how much of it that the state keeps of it, it's just kind of, it ends up being a bizarre tax on lower income people.

If you look at who buys lottery tickets and how much of it that the state keeps of it, it's just kind of, it ends up being a bizarre tax on lower income people.

Well, they got to try something, right? And then the state is keeping this huge percentage. It's not like it just goes to the winners.

Well, they got to try something, right? And then the state is keeping this huge percentage. It's not like it just goes to the winners.

Well, they got to try something, right? And then the state is keeping this huge percentage. It's not like it just goes to the winners.

So this huge chunk of it comes out. He goes state by state. I mean, at best, I think it's like 30%. In some states, it's like 80% they're keeping of the thing.

So this huge chunk of it comes out. He goes state by state. I mean, at best, I think it's like 30%. In some states, it's like 80% they're keeping of the thing.

So this huge chunk of it comes out. He goes state by state. I mean, at best, I think it's like 30%. In some states, it's like 80% they're keeping of the thing.

And it's just low-income people paying the state.

And it's just low-income people paying the state.

And it's just low-income people paying the state.

And like who pays the highest interest rate, low income people.

And like who pays the highest interest rate, low income people.

And like who pays the highest interest rate, low income people.