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Kel / Rose

👤 Person
102 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

I've always wanted to – the properties that I have, they're all single-family homes. And so I've always, a long time ago, I was like, hey, I'm done with that. I want to do multi-unit. And I think I'm ready, but I'm really not sure about the best way to – go about doing that. And some of my ideas just don't align with your principles. I know that I'm just going to save them anyway.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Um, so I'm not sure if I should finance the multi-unit, get a HELOC on my personal residence where I owe one-on-one and it's worth about 300. Um, my next bag is 175 cash. Um, that's not quite enough to purchase outright. And the prices are just rising. And sometimes I feel bad for not doing this a couple years ago when the prices were lower, but I was scared and all of those things.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Um, so I'm not sure if I should finance the multi-unit, get a HELOC on my personal residence where I owe one-on-one and it's worth about 300. Um, my next bag is 175 cash. Um, that's not quite enough to purchase outright. And the prices are just rising. And sometimes I feel bad for not doing this a couple years ago when the prices were lower, but I was scared and all of those things.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Um, so I'm not sure if I should finance the multi-unit, get a HELOC on my personal residence where I owe one-on-one and it's worth about 300. Um, my next bag is 175 cash. Um, that's not quite enough to purchase outright. And the prices are just rising. And sometimes I feel bad for not doing this a couple years ago when the prices were lower, but I was scared and all of those things.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

They're not worth a lot of money. They're in Alabama. They're not worth a lot. Okay.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

They're not worth a lot of money. They're in Alabama. They're not worth a lot. Okay.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

They're not worth a lot of money. They're in Alabama. They're not worth a lot. Okay.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Different savings accounts. One is an account where I put all the money from the rental. That's about $100,000. I just pay insurance. I just do the repairs. And then the other one is just regular savings. But recently... One account had $30,000 in it, and I was just looking, and it was gaining like 25 cents a month. And just listening to you all, I listened to the mutual trust, I believe.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Different savings accounts. One is an account where I put all the money from the rental. That's about $100,000. I just pay insurance. I just do the repairs. And then the other one is just regular savings. But recently... One account had $30,000 in it, and I was just looking, and it was gaining like 25 cents a month. And just listening to you all, I listened to the mutual trust, I believe.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Different savings accounts. One is an account where I put all the money from the rental. That's about $100,000. I just pay insurance. I just do the repairs. And then the other one is just regular savings. But recently... One account had $30,000 in it, and I was just looking, and it was gaining like 25 cents a month. And just listening to you all, I listened to the mutual trust, I believe.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

And I went with LPL Financial, and I invested there. just to see where that goes, but that's new. I was, you know, nervous, but like I said, I'm trying to be more open. Yes, totally. No, I hear you.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

And I went with LPL Financial, and I invested there. just to see where that goes, but that's new. I was, you know, nervous, but like I said, I'm trying to be more open. Yes, totally. No, I hear you.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

And I went with LPL Financial, and I invested there. just to see where that goes, but that's new. I was, you know, nervous, but like I said, I'm trying to be more open. Yes, totally. No, I hear you.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Yeah.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Yeah.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Yeah.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So I have, I was content, you know, and this was a long-term goal. And I just, you know, starting to feel like, okay, I think I'm ready.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So I have, I was content, you know, and this was a long-term goal. And I just, you know, starting to feel like, okay, I think I'm ready.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So I have, I was content, you know, and this was a long-term goal. And I just, you know, starting to feel like, okay, I think I'm ready.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So my question is financial, but it's also affected by like relational stuff. So my question is, is it the right decision for my boyfriend and I to move out from living with his family when the lease ends, knowing that our rent will double and we're still on baby step two. And then we also have two colleges we have to pay for starting in the fall. For some background, I'm 31, he's 27.