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Kel / Rose

👤 Person
102 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So my question is financial, but it's also affected by like relational stuff. So my question is, is it the right decision for my boyfriend and I to move out from living with his family when the lease ends, knowing that our rent will double and we're still on baby step two. And then we also have two colleges we have to pay for starting in the fall. For some background, I'm 31, he's 27.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So my question is financial, but it's also affected by like relational stuff. So my question is, is it the right decision for my boyfriend and I to move out from living with his family when the lease ends, knowing that our rent will double and we're still on baby step two. And then we also have two colleges we have to pay for starting in the fall. For some background, I'm 31, he's 27.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

And we're currently going through like an intense disclosure process in therapy. So we're thinking of being with families, like adding some stress. And then at the same time, we unexpectedly got custody of his niece a year and a half ago when she was 17.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

And we're currently going through like an intense disclosure process in therapy. So we're thinking of being with families, like adding some stress. And then at the same time, we unexpectedly got custody of his niece a year and a half ago when she was 17.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

And we're currently going through like an intense disclosure process in therapy. So we're thinking of being with families, like adding some stress. And then at the same time, we unexpectedly got custody of his niece a year and a half ago when she was 17.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So we got her late in life, so we know we won't make it to baby step five in time to save up for her college that we have to start paying for in the fall.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So we got her late in life, so we know we won't make it to baby step five in time to save up for her college that we have to start paying for in the fall.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

So we got her late in life, so we know we won't make it to baby step five in time to save up for her college that we have to start paying for in the fall.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

We would have to stay living with family members, which the rent is cheaper. And it's not with his parents. It's with brother, nephew, family.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

We would have to stay living with family members, which the rent is cheaper. And it's not with his parents. It's with brother, nephew, family.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

We would have to stay living with family members, which the rent is cheaper. And it's not with his parents. It's with brother, nephew, family.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

It's just... Right now, me and my boyfriend are each paying $550, but if we move out, getting an apartment near the D.C. area for a one-bedroom or two-bedroom with our niece would be double what we're paying now.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

It's just... Right now, me and my boyfriend are each paying $550, but if we move out, getting an apartment near the D.C. area for a one-bedroom or two-bedroom with our niece would be double what we're paying now.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

It's just... Right now, me and my boyfriend are each paying $550, but if we move out, getting an apartment near the D.C. area for a one-bedroom or two-bedroom with our niece would be double what we're paying now.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

We're in the suburbs. We're in Springfield. We're in a big house, so we split it between six people versus if we go out on our own, we'll be paying double for ourselves. Okay.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

We're in the suburbs. We're in Springfield. We're in a big house, so we split it between six people versus if we go out on our own, we'll be paying double for ourselves. Okay.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

We're in the suburbs. We're in Springfield. We're in a big house, so we split it between six people versus if we go out on our own, we'll be paying double for ourselves. Okay.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Okay, so I make about $86,000 per year with multiple jobs. And then last year my boyfriend made $20,000 because he was part-time in college. He's about to take a break on that. So together it's about $106,000 total per year. And then the rent that we're paying right now is $1,120. But if we move out, it'll increase to about $2,500, which I think is still in the 30% monthly income.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Okay, so I make about $86,000 per year with multiple jobs. And then last year my boyfriend made $20,000 because he was part-time in college. He's about to take a break on that. So together it's about $106,000 total per year. And then the rent that we're paying right now is $1,120. But if we move out, it'll increase to about $2,500, which I think is still in the 30% monthly income.

The Ramsey Show
The Road to Financial Freedom Is Paved With Grit

Okay, so I make about $86,000 per year with multiple jobs. And then last year my boyfriend made $20,000 because he was part-time in college. He's about to take a break on that. So together it's about $106,000 total per year. And then the rent that we're paying right now is $1,120. But if we move out, it'll increase to about $2,500, which I think is still in the 30% monthly income.