Ken Coleman

I do too.

I do too.

Thank you, Sarah.

Wicked good call.

This is The Ramsey Show.

Dave, we got a lot of calls on this show where life happens.

One day someone's healthy, they're working, providing for their family, and then a curveball hits.

Yeah, and that's why you've always said that having term life insurance from Zander is essential because it protects your family if the worst happens.

Yeah, it's important to understand the difference between them.

Life insurance steps in when you die.

Disability insurance steps in while you're alive but can't work.

So it replaces a large part of your income so the bills still get paid while you get back on your feet.

And that's why Zander is our go-to.

They make it super simple to get the right coverage at the best price, no pressure, no upselling.

So don't wait.

It's fast, it's easy, and it could make all the difference.

Go to zander.com or call 800-356-4282.

I actually just came from a lunch with those guys and they're showing me what they're working on.

Mind blown.

Oh boy.