Ken Coleman

Thanks for calling, man.

I appreciate it.

And hey, to the rest of you, thanks for being with us.

Remember this, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.

Normal is broke and common sense is weird, so we're here to help you transform your life.

From the Ramsey Network and the Fairwinds Credit Union Studio, this is the Ramsey Show.

Alongside the fabulously incomparable Jade Warshaw, I'm Ken Coleman, and we're here for you.

888-825-5225 is the phone number to jump in.

888-825-5225.

Partner, you ready to go?

Let's go.

She's ready.

Denise is joining us in Toronto.

Denise, how can we help today?

So let's start with, are you employed?

Okay.

Can you live on $2,500 a month?

Okay.

So that's a good starting point.

And the reason I'm stopping this momentum here, Jade's going to jump in and walk you through some really specific stuff, but let's just pause for a moment and let's take a deep breath and realize what you just told us.