Ken Coleman

But you called us to help you.

And I'm telling you, Jade's 100% right.

But when she told you the truth, your response was, well, we do budget.

We just had all these things happen and we had to go to a credit card.

No, what you need to do is be making more income so that when things happen, we can cover it.

Okay.

So the baby steps get us to that place and baby step three.

So I'm going to tell you, I'm going to give it back to Jade, but I wanted to jump in and say, I wouldn't wait until this settlement comes in.

Thank you.

I was just about to get to that.

I think you need to go get a job today.

I don't care if it's the late shift at the local gas station.

I don't care if it's stocking shelves at Walmart.

I don't care if it has anything remotely close to dignity attached to it in your mind because good hard work is dignified.

I think you guys got to change your life and take some ownership of this situation and go, we're no longer going to get in a situation like that because we do know how to budget.

But your problem is not budgeting.

Your problem is you don't have anything to budget.

But here's the deal.

On the settlement, we're going to tell you to walk the baby steps out.

Are you familiar with the baby steps?