Ken Coleman

And to do that, Fairwinds created the Smart Bundle with Ramsey fans in mind.

It's more than a bank account.

It's a tool to help you live better.

with intention.

The Smart Bundle includes a no-fee checking account, a high-yield savings account, and the exclusive Ramsey Be Weird debit card, which says, debt is normal, be weird, right on the front.

So every time you swipe at this Christmas season, it's a reminder that you're choosing

a different path, to spend no more than you actually have, to avoid that January budget hangover, and to be free from debt traps.

Go to fairwinds.org slash Ramsey to open your smart bundle and get your Ramsey Be Weird debit card today.

That's fairwinds.org slash Ramsey, insured by the NCUA.

Statistics show that half of Americans don't have enough life insurance or they don't have any at all.

I don't understand this, John.

Why don't people want to take care of their family?

They think they're going to die or something?

Me too.

I mean, you're going to have a crisis here.

And, you know, you got two options while you're sitting and talking to a young widow.

She's concerned about how she's going to invest all this money properly and not mess this up.

Or she's concerned how she's going to eat tomorrow.

That's exactly right.

These are the two options.