Ken Coleman

So if you've been waiting to buy, this could be your window, but you've got to be prepared and do it the Ramsey way.

You need to contact Churchill Mortgage, their Home Buyer Edge program.

gives you peace of mind in a wild market.

You can cap your rate for 90 days, so if rates go up, you're protected.

If rates go down, Churchill will drop yours automatically.

And get this, Churchill will even back your offer with a $10,000 seller guarantee.

So if your loan falls...

Through, due to financing, the seller still gets paid.

That's how confident Churchill is.

Plus, when you shop as a Churchill certified home buyer, it's stronger than pre-approval.

It makes you look like a cash buyer, which makes your offer rise to the top.

So don't let this moment pass you by.

Get ready now.

Go to ChurchillMortgage.com to get started today.

That's ChurchillMortgage.com.

Hey guys, Dave Ramsey here.

Winning at money is 80% behavior and 20% head knowledge.

What to do isn't the problem.

Doing it is.

In her brand new book, What No One Tells You About Money, Jade Warshaw dives deep into the reasons you've been stuck.