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Ken Coleman

👤 Person
18032 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So I'm challenging some of your thinking here. Rachel's going to guide you here, but I want to challenge this idea that you're stuck because you have no credit score and that you have to get married in order to have a car. You have a job and you can go buy a $5,000 car, a $7,500 car. I just want to make sure you catch that. Definitely.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So I'm challenging some of your thinking here. Rachel's going to guide you here, but I want to challenge this idea that you're stuck because you have no credit score and that you have to get married in order to have a car. You have a job and you can go buy a $5,000 car, a $7,500 car. I just want to make sure you catch that. Definitely.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

So I'm challenging some of your thinking here. Rachel's going to guide you here, but I want to challenge this idea that you're stuck because you have no credit score and that you have to get married in order to have a car. You have a job and you can go buy a $5,000 car, a $7,500 car. I just want to make sure you catch that. Definitely.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

All right. I want to get out of the way, Rachel, because I know you got some questions, but my goodness.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

All right. I want to get out of the way, Rachel, because I know you got some questions, but my goodness.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

All right. I want to get out of the way, Rachel, because I know you got some questions, but my goodness.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yeah, you're limited there.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yeah, you're limited there.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yeah, you're limited there.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You don't need a loan. Listen, Jessica, you don't need a loan to get one more semester paid for. And I think your remaining semester of your associate's degree is secondary to what Rachel is saying, which is let's get some money saved, let's get on a budget, and let's buy a car.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You don't need a loan. Listen, Jessica, you don't need a loan to get one more semester paid for. And I think your remaining semester of your associate's degree is secondary to what Rachel is saying, which is let's get some money saved, let's get on a budget, and let's buy a car.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You don't need a loan. Listen, Jessica, you don't need a loan to get one more semester paid for. And I think your remaining semester of your associate's degree is secondary to what Rachel is saying, which is let's get some money saved, let's get on a budget, and let's buy a car.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Or get married at the advice of a financial advisor so you can get a car. All right, now listen to this. I just found, this is in the Columbia, South Carolina area, okay? I just found a 2009 Toyota Camry, 182,000 miles, which on a Camry might as well be a new car. Okay, that car can go for $482,000.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Or get married at the advice of a financial advisor so you can get a car. All right, now listen to this. I just found, this is in the Columbia, South Carolina area, okay? I just found a 2009 Toyota Camry, 182,000 miles, which on a Camry might as well be a new car. Okay, that car can go for $482,000.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Or get married at the advice of a financial advisor so you can get a car. All right, now listen to this. I just found, this is in the Columbia, South Carolina area, okay? I just found a 2009 Toyota Camry, 182,000 miles, which on a Camry might as well be a new car. Okay, that car can go for $482,000.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

All right, listen to this. $3,700 they want for this car. You walk up there with $3,200 in $100 bills. And that's in two months. And say, guys, this is what I'm going to pay you for this car. They'll give it to you so fast, your head will spin. No credit. Do you hear me?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

All right, listen to this. $3,700 they want for this car. You walk up there with $3,200 in $100 bills. And that's in two months. And say, guys, this is what I'm going to pay you for this car. They'll give it to you so fast, your head will spin. No credit. Do you hear me?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

All right, listen to this. $3,700 they want for this car. You walk up there with $3,200 in $100 bills. And that's in two months. And say, guys, this is what I'm going to pay you for this car. They'll give it to you so fast, your head will spin. No credit. Do you hear me?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You don't know.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You don't know.