Ken Coleman

Okay.

Well, what is a three- to six-month emergency fund for you?

What's that amount?

I'm going to throw a different scenario out.

Because you said if we got aggressive, we could pay it off in six months.

If we didn't get aggressive, normal cash flow, this house is paid off in 12 months.

I don't like taking a tax hit to do this.

So I actually am in agreement with your husband.

Because of these other expenses, George, I'm just going to stick to it.

You guys have been very aggressive, I mean, very committed to do this.

I just wouldn't empty, I wouldn't take any money out of the mutual fund.

I think I'd pay this off in six to 12 months out of our normal cash flow and have the cash for all the other things that you got to do.

Don't touch the emergency fund.

That's just where I'm at.

But that's only because, George, I don't disagree with your opinion.

I just don't want to use that mutual fund money for this.

Why the spit in the shake?

I don't know.

It just feels more official.

That feels like a true bond.