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Ken Coleman

đŸ‘€ Speaker
See mentions of this person in podcasts
24942 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

But my have-to list is where my priority is.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

And even now, and I make good money, all right?

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

But I still have a have-to and a want-to.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

And my want-tos, Jade knows some of that list.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

There's some expensive toys out there that I want.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

But guess what?

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

They come in second.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

That's right.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

To the have tos.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

And I think for you to say, now, where do I want to be when I'm Ken's age?

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

Unfortunately, I'm that old to where I can use that example.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

And that's 30 years from you, right?

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

Where do you want to be?

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

So now make your have to list with your money every month based on where you want to end up in life.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

You're spending all your time in the want to column, which is natural.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

So not beating up on you, but flip that mindset and watch the discipline come with it.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

All right, if you're wondering where all your money went in 2025, don't.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

experience too much shame.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

A lot of people like you, that's pretty normal.

The Ramsey Show
You Don’t Get Out of Debt by Accident—Choose Your Hard

And normal's broke.