Kendra (Caller)

Good.

Thank you.

A little backstory.

My husband and I have, we've been through Financial Peace University and we've paid off our debt several times in our marriage and been debt free.

And then we just seem to creep back into debt.

So we're on baby step two again.

And we're both on board and we're working to pay off our debt and we're following the plan.

But I just have a lot of

anxiety around it.

And it's not that I don't want to be gazelle intense, but I'm just finding it difficult this time because I have such a fear of going back into debt again.

Both of us in different ways at different times.

I mean, I probably don't have a lot of trust in myself.

I feel like

When we've done this before, it's almost like the whole time we're in baby step two, we're planning for what we're going to purchase when we're out of debt, if that makes any sense.

You know, we kind of have a running list.

And then, you know, months, years later, that list becomes the things that put us back into debt.

No, it's nothing that we need.

It's vacations, trips, things for the house.

Well, we don't want to be in debt.

I did.