Kyle Rizdahl

The MBA reports that applications to refinance mortgages jumped 40% in the last week.

The MBA reports that applications to refinance mortgages jumped 40% in the last week.

Frattantoni says we've seen a few refi boomlets like this over the past year, whenever rates have dipped.

Frattantoni says we've seen a few refi boomlets like this over the past year, whenever rates have dipped.

They tend not to last long because there are still plenty of pressures pushing long-term interest rates higher, government debt.

They tend not to last long because there are still plenty of pressures pushing long-term interest rates higher, government debt.

And what if the president pressures the Federal Reserve into pushing rates too low so inflation picks up?

And what if the president pressures the Federal Reserve into pushing rates too low so inflation picks up?

In other words, the president's order might not be enough to move the needle for borrowers.

In other words, the president's order might not be enough to move the needle for borrowers.

Chris Duncan says at LaSalle State Bank, mortgage rates haven't really changed.

Chris Duncan says at LaSalle State Bank, mortgage rates haven't really changed.

I think our 30-year is only down an eighth from the start of this year.

I think our 30-year is only down an eighth from the start of this year.

Duncan says he thinks those will have to fall a lot farther before mortgage and refi applications really pick up.

Duncan says he thinks those will have to fall a lot farther before mortgage and refi applications really pick up.

I'm Justin Ho for Marketplace.

I'm Justin Ho for Marketplace.

Unromantic as this thought might be, marriage is an economic proposition.

Unromantic as this thought might be, marriage is an economic proposition.