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Les

👤 Speaker
456 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

If I went in with a master's degree, I'd be getting 5% pay incentive.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So I guess my question is it would take a long time to repay that, like get that money worth, get that extra 2% every year.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

But I do really enjoy college.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I do want to get married before I leave college, and I enjoy my hobbies.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So I just don't know if it makes financial sense to get a master's degree.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yeah.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yeah, you can still get the 5% bump.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I've just heard from a lot of people that, you know, it's really hard once you're starting this full-time job to go back.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So, yeah, first year with a bachelor's degree would be about $90,000.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Okay.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And then with a master's degree, if I came in first year, it would be about $95,000.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

OK, yeah.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So you would just you would.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

OK, so you wouldn't be OK with, you know, taking out student loans.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

No, no, no, no.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Hey, hello, Ms.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Jade and Ms.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Rachel.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yes, I just had a question about investing in Roth versus the traditional 401k.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And only because, like, from my experience, I've invested in a 401k for about a year.