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Les

👤 Speaker
456 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Now I'm in a tiny house, technically not qualifying for a mortgage.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

How do I go about getting a loan for it?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Um, so I have autism and I can't really live independently.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So it's pseudo independent being on my parents' property.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Um, I just finished, I got debt free in February and then saved up like 6,000 for my emergency to six month emergency fund.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And it's so, I don't know, last six months.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Hey, how's it going?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I just have a question.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I am 22 years old.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I'm currently going to college right now.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I'm almost done with my bachelor's degree.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I have only about a year left.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I'm only about $14,000 in student loan debt, so almost done.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

But yeah, that's my only debt, no credit card debt, nothing, no car loan, nothing like that.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I guess my question is, well, I'm looking to go into law enforcement after I graduate.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I guess my question is, is it worth it to stay for a master's degree if I get an extra pay incentive for the rest of my career?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Or if I should just, once I get my bachelor's degree, take that pay incentive and just start working?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So that one would be loans, but it would be for a total about master's degree.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I've been doing my research about 18,000 for the college that I'd be going to.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yeah, so if I went in with a bachelor's degree, I'd be getting a 3% pay incentive for the rest of my career.