Luke Kemeys

And I really sat with that and I'm like man it's so true and I feel like it's actually true for all of us who don't need to be an entrepreneur.

It's basically, we want everything to happen so quickly.

So this person was like, do you think you could save $100,000?

Someone might say, no, that's impossible.

Okay, what if I give you 25 years to do it?

Oh, okay, maybe.

And so what we do is we want everything to be quick and to happen now because it's not happening and I think we get away from the path.

But once you have that goal and you give yourself a more reasonable timeframe,

Then I think you've got to reverse build your plan and go OK how am I going to do that and then where is my cash contribution going to go to?

So for me, I knew that I had debt repayments going out and I thought well if I can get rid of those, that's cash flow that I'm going to be able to deploy towards my $100 grand goal.

If I had Investback back then for instance, I would have gone OK if I do my spending with Investback, there's another dollar for every $100 that I'm going to get, OK I'm going to deploy that towards my $100.

Okay, I've got some stuff around the house that I don't need.

I'm going to sell that.

That's a little bit more of the snowball.

And I'm going to teach myself to try and want less for the season to be able to do it.

And then I'm going to look for ways to increase my income.

And I think that the whole thing just snowballs on itself.

But I think it starts with a decision and then trying to find your ways that you are going to do it.

It might even be making sure you get your employer contribution.

And your 100 grand might not be