Maddie

So we honestly thought of that as winning the lottery. And because I have the student loan debt, we just held on to it in a savings account. I just barely switched it over to a high yield savings account so that money can grow a little bit while we wait to make these decisions.

So we honestly thought of that as winning the lottery. And because I have the student loan debt, we just held on to it in a savings account. I just barely switched it over to a high yield savings account so that money can grow a little bit while we wait to make these decisions.

So we honestly thought of that as winning the lottery. And because I have the student loan debt, we just held on to it in a savings account. I just barely switched it over to a high yield savings account so that money can grow a little bit while we wait to make these decisions.

However, now that I am teaching this class, I do want to start taking some action and not just have a lump of money sitting in savings.

However, now that I am teaching this class, I do want to start taking some action and not just have a lump of money sitting in savings.

However, now that I am teaching this class, I do want to start taking some action and not just have a lump of money sitting in savings.

Yes, and we have a mortgage from our current house, but we are really good about paying off our credit cards every month. So it's just the student loans and our mortgage right now.

Yes, and we have a mortgage from our current house, but we are really good about paying off our credit cards every month. So it's just the student loans and our mortgage right now.

Yes, and we have a mortgage from our current house, but we are really good about paying off our credit cards every month. So it's just the student loans and our mortgage right now.

My student loans are now at $78,000. They were at $67,000 under Biden's SAVE Act. But because that got held up in federal courts, interest has no longer been paused. So I have $67,000 principal and the rest in interest. So $11,000 in interest. Then the mortgage is about $160,000 left.

My student loans are now at $78,000. They were at $67,000 under Biden's SAVE Act. But because that got held up in federal courts, interest has no longer been paused. So I have $67,000 principal and the rest in interest. So $11,000 in interest. Then the mortgage is about $160,000 left.

My student loans are now at $78,000. They were at $67,000 under Biden's SAVE Act. But because that got held up in federal courts, interest has no longer been paused. So I have $67,000 principal and the rest in interest. So $11,000 in interest. Then the mortgage is about $160,000 left.

I do have 10 years in education, but three were working as a substitute. And those years would count towards my public service loan forgiveness, but I was in graduate school at the time. So my loans were in forbearance.

I do have 10 years in education, but three were working as a substitute. And those years would count towards my public service loan forgiveness, but I was in graduate school at the time. So my loans were in forbearance.

I do have 10 years in education, but three were working as a substitute. And those years would count towards my public service loan forgiveness, but I was in graduate school at the time. So my loans were in forbearance.

I am really enjoying learning more. That's how I found your podcast. I love teaching this class, financial literacy, because it feels like I'm giving kids secrets and I get to tell them all of the mistakes I made and hope that they don't make the same ones. So I know I'm really annoying my husband. because I'm insisting that we start taking some action.

I am really enjoying learning more. That's how I found your podcast. I love teaching this class, financial literacy, because it feels like I'm giving kids secrets and I get to tell them all of the mistakes I made and hope that they don't make the same ones. So I know I'm really annoying my husband. because I'm insisting that we start taking some action.

I am really enjoying learning more. That's how I found your podcast. I love teaching this class, financial literacy, because it feels like I'm giving kids secrets and I get to tell them all of the mistakes I made and hope that they don't make the same ones. So I know I'm really annoying my husband. because I'm insisting that we start taking some action.

And all of the anxiety and the guilt are sort of now being buried under my excitement to just do better and take action and move forward.

And all of the anxiety and the guilt are sort of now being buried under my excitement to just do better and take action and move forward.