Maddie

And all of the anxiety and the guilt are sort of now being buried under my excitement to just do better and take action and move forward.

Okay, nerds. So I want to start with asking about ethical investing. As I'm thinking about growing my wealth and making decisions with this lump of money I have in the bank, I really do want to make decisions that align with my values. When I was teaching financial literacy last semester, I did an activity. It's called a Socratic Smackdown.

Okay, nerds. So I want to start with asking about ethical investing. As I'm thinking about growing my wealth and making decisions with this lump of money I have in the bank, I really do want to make decisions that align with my values. When I was teaching financial literacy last semester, I did an activity. It's called a Socratic Smackdown.

Okay, nerds. So I want to start with asking about ethical investing. As I'm thinking about growing my wealth and making decisions with this lump of money I have in the bank, I really do want to make decisions that align with my values. When I was teaching financial literacy last semester, I did an activity. It's called a Socratic Smackdown.

You take a topic and you divide the class into four groups and they debate from different perspectives on that topic. The topic this time was socially responsible investing. I did not know a lot about socially responsible investing when I started this Smackdown with the kids, but through their research and through their arguments, I learned a ton.

You take a topic and you divide the class into four groups and they debate from different perspectives on that topic. The topic this time was socially responsible investing. I did not know a lot about socially responsible investing when I started this Smackdown with the kids, but through their research and through their arguments, I learned a ton.

You take a topic and you divide the class into four groups and they debate from different perspectives on that topic. The topic this time was socially responsible investing. I did not know a lot about socially responsible investing when I started this Smackdown with the kids, but through their research and through their arguments, I learned a ton.

And I think my question is, number one, is it worthwhile? Is it just greenwashing? Number two, is there such a thing as ethical investing? And number three, in late stage capitalism, Is there a point investing ethically or should I just be looking out for myself?

And I think my question is, number one, is it worthwhile? Is it just greenwashing? Number two, is there such a thing as ethical investing? And number three, in late stage capitalism, Is there a point investing ethically or should I just be looking out for myself?

And I think my question is, number one, is it worthwhile? Is it just greenwashing? Number two, is there such a thing as ethical investing? And number three, in late stage capitalism, Is there a point investing ethically or should I just be looking out for myself?

So I think my follow-up question is, is this more of a DIY endeavor? Am I the one that's going to have to be managing these funds as well as teaching freshmen and potty training my toddler? Yeah.

So I think my follow-up question is, is this more of a DIY endeavor? Am I the one that's going to have to be managing these funds as well as teaching freshmen and potty training my toddler? Yeah.

So I think my follow-up question is, is this more of a DIY endeavor? Am I the one that's going to have to be managing these funds as well as teaching freshmen and potty training my toddler? Yeah.

Yeah, and I will not be throwing tomatoes for your answer either, Elizabeth. I really love that. And as someone who cares about the climate and our planet, I preach that all the time. So you're totally right. Just because the world is how it is doesn't mean I can't still try. Exactly. Yeah.

Yeah, and I will not be throwing tomatoes for your answer either, Elizabeth. I really love that. And as someone who cares about the climate and our planet, I preach that all the time. So you're totally right. Just because the world is how it is doesn't mean I can't still try. Exactly. Yeah.

Yeah, and I will not be throwing tomatoes for your answer either, Elizabeth. I really love that. And as someone who cares about the climate and our planet, I preach that all the time. So you're totally right. Just because the world is how it is doesn't mean I can't still try. Exactly. Yeah.

I do keep all of our money in our savings account to try to get the best return because our current high-yield savings account is at 3.8% and the checking account is at 0.5%, which is still better than we were getting at our other bank. Now, we pay most of our bills with our credit card.

I do keep all of our money in our savings account to try to get the best return because our current high-yield savings account is at 3.8% and the checking account is at 0.5%, which is still better than we were getting at our other bank. Now, we pay most of our bills with our credit card.

I do keep all of our money in our savings account to try to get the best return because our current high-yield savings account is at 3.8% and the checking account is at 0.5%, which is still better than we were getting at our other bank. Now, we pay most of our bills with our credit card.

We have one for hotel points and one for airline points because my husband travels a lot and my family lives out of state. So I direct deposit. All of our bills go on our credit cards to maximize our points. Or I just bill pay them out of the savings account where I can. So I can keep a minimum amount in our checking and keep the majority in savings.