Magda Doemeny

Because I said, there's no way you made it through this whole store without putting in something in there that either A, you didn't come for, or B, you don't actually need. So the exercise of just pausing for one minute before you purchase anything to ask really need versus want.

Because I said, there's no way you made it through this whole store without putting in something in there that either A, you didn't come for, or B, you don't actually need. So the exercise of just pausing for one minute before you purchase anything to ask really need versus want.

Because I said, there's no way you made it through this whole store without putting in something in there that either A, you didn't come for, or B, you don't actually need. So the exercise of just pausing for one minute before you purchase anything to ask really need versus want.

I need it all, you know? The one last thing that I'll say in this context, these are all just... know ideas of things for you to think about and what you think will ultimately help you potentially change some of these habits but you know if we decide that your goal is to go abroad and that's really something that you're committed to we can create a separate savings account for that and

I need it all, you know? The one last thing that I'll say in this context, these are all just... know ideas of things for you to think about and what you think will ultimately help you potentially change some of these habits but you know if we decide that your goal is to go abroad and that's really something that you're committed to we can create a separate savings account for that and

I need it all, you know? The one last thing that I'll say in this context, these are all just... know ideas of things for you to think about and what you think will ultimately help you potentially change some of these habits but you know if we decide that your goal is to go abroad and that's really something that you're committed to we can create a separate savings account for that and

And the exercise every time you buy something could be, do I want to fund my trip or do I want to buy X? And what you could do if you can catch yourself is say, oh, $50 item or $50. I'll just transfer it from my bank account into my fund. And it sits there and you can slowly, hopefully see it growing.

And the exercise every time you buy something could be, do I want to fund my trip or do I want to buy X? And what you could do if you can catch yourself is say, oh, $50 item or $50. I'll just transfer it from my bank account into my fund. And it sits there and you can slowly, hopefully see it growing.

And the exercise every time you buy something could be, do I want to fund my trip or do I want to buy X? And what you could do if you can catch yourself is say, oh, $50 item or $50. I'll just transfer it from my bank account into my fund. And it sits there and you can slowly, hopefully see it growing.

And you can really in real time, see the trade-off between, you know, $50, $100 X and your growth, your fund growing to go study abroad. Yeah. That, that makes sense. Yeah. Yeah.

And you can really in real time, see the trade-off between, you know, $50, $100 X and your growth, your fund growing to go study abroad. Yeah. That, that makes sense. Yeah. Yeah.

And you can really in real time, see the trade-off between, you know, $50, $100 X and your growth, your fund growing to go study abroad. Yeah. That, that makes sense. Yeah. Yeah.

And I definitely think, you know, there's, you may have heard there's two different ways to kind of think about your debt. The avalanche and snowball method are the two pretty common ways. One of them being where you could tackle some of these smaller issues. debts, the $28, $59, and just get rid of them so that you just feel a little bit of weight.

And I definitely think, you know, there's, you may have heard there's two different ways to kind of think about your debt. The avalanche and snowball method are the two pretty common ways. One of them being where you could tackle some of these smaller issues. debts, the $28, $59, and just get rid of them so that you just feel a little bit of weight.

And I definitely think, you know, there's, you may have heard there's two different ways to kind of think about your debt. The avalanche and snowball method are the two pretty common ways. One of them being where you could tackle some of these smaller issues. debts, the $28, $59, and just get rid of them so that you just feel a little bit of weight.

It consolidates it a little bit for you artificially. And then the other one would be to tackle just your highest interest rate debt, regardless of its size. I think for you, I would definitely want to prioritize some of these smaller debts first. I think it would be a weight off your shoulders. And Frankly, this seems attainable to me based on your income.

It consolidates it a little bit for you artificially. And then the other one would be to tackle just your highest interest rate debt, regardless of its size. I think for you, I would definitely want to prioritize some of these smaller debts first. I think it would be a weight off your shoulders. And Frankly, this seems attainable to me based on your income.

It consolidates it a little bit for you artificially. And then the other one would be to tackle just your highest interest rate debt, regardless of its size. I think for you, I would definitely want to prioritize some of these smaller debts first. I think it would be a weight off your shoulders. And Frankly, this seems attainable to me based on your income.

With just some tweaks to your lifestyle, I think there would be no problem in tackling maybe five of these in two months. Because I know that if we're talking about behaviors of shopping, I mean, we could probably return five of the items you bought over the last two weeks and pay down three of these cards. You would be correct.

With just some tweaks to your lifestyle, I think there would be no problem in tackling maybe five of these in two months. Because I know that if we're talking about behaviors of shopping, I mean, we could probably return five of the items you bought over the last two weeks and pay down three of these cards. You would be correct.