Magda Doemeny

With just some tweaks to your lifestyle, I think there would be no problem in tackling maybe five of these in two months. Because I know that if we're talking about behaviors of shopping, I mean, we could probably return five of the items you bought over the last two weeks and pay down three of these cards. You would be correct.

Almost two cards right there. And so I think that's really encouraging to me and should be really encouraging to you is that we could tackle a lot of these. My matter of fact here would be that if you even have access to these cards, those go bye-bye. It doesn't necessarily mean you have to close them per se, but just... throw them in the door and lock in, right?

Almost two cards right there. And so I think that's really encouraging to me and should be really encouraging to you is that we could tackle a lot of these. My matter of fact here would be that if you even have access to these cards, those go bye-bye. It doesn't necessarily mean you have to close them per se, but just... throw them in the door and lock in, right?

Almost two cards right there. And so I think that's really encouraging to me and should be really encouraging to you is that we could tackle a lot of these. My matter of fact here would be that if you even have access to these cards, those go bye-bye. It doesn't necessarily mean you have to close them per se, but just... throw them in the door and lock in, right?

We just don't want to use them anymore. And then we would slowly start to tackle some of these higher balance ones after that.

We just don't want to use them anymore. And then we would slowly start to tackle some of these higher balance ones after that.

We just don't want to use them anymore. And then we would slowly start to tackle some of these higher balance ones after that.

I think one strategy, at least for returning the items, would be a dedicated time. And it would be really exciting to have a spreadsheet and be delete, delete, right? So motivation to pick a day, do some refunds or returns. And then the other one that's a big one for a lot of people is Uber Eats and or Uber.

I think one strategy, at least for returning the items, would be a dedicated time. And it would be really exciting to have a spreadsheet and be delete, delete, right? So motivation to pick a day, do some refunds or returns. And then the other one that's a big one for a lot of people is Uber Eats and or Uber.

I think one strategy, at least for returning the items, would be a dedicated time. And it would be really exciting to have a spreadsheet and be delete, delete, right? So motivation to pick a day, do some refunds or returns. And then the other one that's a big one for a lot of people is Uber Eats and or Uber.

For Uber Eats especially, one suggestion I would have is that we can talk about how many times a week you usually get Uber Eats. How many times do you go out to eat or order in?

For Uber Eats especially, one suggestion I would have is that we can talk about how many times a week you usually get Uber Eats. How many times do you go out to eat or order in?

For Uber Eats especially, one suggestion I would have is that we can talk about how many times a week you usually get Uber Eats. How many times do you go out to eat or order in?

So for an Uber, you know, maybe we could come up with a number of rides per week and you get I don't we'd have to figure out what works for you, but three rides a week. You can decide when you want to use that, whether that's going out for fun, whether that's getting to the office, whatever it is. And when you hit your three,

So for an Uber, you know, maybe we could come up with a number of rides per week and you get I don't we'd have to figure out what works for you, but three rides a week. You can decide when you want to use that, whether that's going out for fun, whether that's getting to the office, whatever it is. And when you hit your three,

So for an Uber, you know, maybe we could come up with a number of rides per week and you get I don't we'd have to figure out what works for you, but three rides a week. You can decide when you want to use that, whether that's going out for fun, whether that's getting to the office, whatever it is. And when you hit your three,

We got to figure out public transportation or walking for the remainder of the week. And it's fairly easy to track. Maybe three is not the right one, but the number we want to pick is less, much less than what you're doing regularly.

We got to figure out public transportation or walking for the remainder of the week. And it's fairly easy to track. Maybe three is not the right one, but the number we want to pick is less, much less than what you're doing regularly.

We got to figure out public transportation or walking for the remainder of the week. And it's fairly easy to track. Maybe three is not the right one, but the number we want to pick is less, much less than what you're doing regularly.

And then you can, you know, if you use your first two by Tuesday, it's a conscious decision you're making and you know, all right, I only get one more for the rest of the week. So I have to plan. And that's really what this boils down to is making conversations.