Magda Doemeny

And then you can, you know, if you use your first two by Tuesday, it's a conscious decision you're making and you know, all right, I only get one more for the rest of the week. So I have to plan. And that's really what this boils down to is making conversations.

And then you can, you know, if you use your first two by Tuesday, it's a conscious decision you're making and you know, all right, I only get one more for the rest of the week. So I have to plan. And that's really what this boils down to is making conversations.

conscious decisions, even just on a weekly basis of how do we think through what I'm doing so that I can make the right financial decision. And that's like using less of your brain to try and do it. Yeah, that makes sense.

conscious decisions, even just on a weekly basis of how do we think through what I'm doing so that I can make the right financial decision. And that's like using less of your brain to try and do it. Yeah, that makes sense.

conscious decisions, even just on a weekly basis of how do we think through what I'm doing so that I can make the right financial decision. And that's like using less of your brain to try and do it. Yeah, that makes sense.

I do think one, we should write them down. So I think the start would be a budgeting app and we can see how that goes. Some people find them overwhelming and then they just turn it down and say like, all right, forget it. This isn't working for me. That is some people. Some people thrive off of that stuff. You get super excited.

I do think one, we should write them down. So I think the start would be a budgeting app and we can see how that goes. Some people find them overwhelming and then they just turn it down and say like, all right, forget it. This isn't working for me. That is some people. Some people thrive off of that stuff. You get super excited.

I do think one, we should write them down. So I think the start would be a budgeting app and we can see how that goes. Some people find them overwhelming and then they just turn it down and say like, all right, forget it. This isn't working for me. That is some people. Some people thrive off of that stuff. You get super excited.

They'll send you a note like you're about to overspend and you say, oh great, this notified me. So I would say I would want to start there. The second one would be we would come up with your set goals and track them for a month. Just like, you know, you said you had a personal trainer that takes a lot of commitment, right?

They'll send you a note like you're about to overspend and you say, oh great, this notified me. So I would say I would want to start there. The second one would be we would come up with your set goals and track them for a month. Just like, you know, you said you had a personal trainer that takes a lot of commitment, right?

They'll send you a note like you're about to overspend and you say, oh great, this notified me. So I would say I would want to start there. The second one would be we would come up with your set goals and track them for a month. Just like, you know, you said you had a personal trainer that takes a lot of commitment, right?

You going in there and you doing, putting in that hard work, you got to get your butt up and you got to go there. You got to work out and all that. It's not any dissimilar from this is that you got to create a plan and start executing on it. Yeah. Makes sense.

You going in there and you doing, putting in that hard work, you got to get your butt up and you got to go there. You got to work out and all that. It's not any dissimilar from this is that you got to create a plan and start executing on it. Yeah. Makes sense.

You going in there and you doing, putting in that hard work, you got to get your butt up and you got to go there. You got to work out and all that. It's not any dissimilar from this is that you got to create a plan and start executing on it. Yeah. Makes sense.

So I think we touched on a little bit of it, but the very first thing that I would want to tackle is to do a deep dive as you've done with your budgeting app and actually confirm exactly how much you are spending on average per month, figure out your top spending categories and come up with the right strategy for you on how to bring that down.

So I think we touched on a little bit of it, but the very first thing that I would want to tackle is to do a deep dive as you've done with your budgeting app and actually confirm exactly how much you are spending on average per month, figure out your top spending categories and come up with the right strategy for you on how to bring that down.

So I think we touched on a little bit of it, but the very first thing that I would want to tackle is to do a deep dive as you've done with your budgeting app and actually confirm exactly how much you are spending on average per month, figure out your top spending categories and come up with the right strategy for you on how to bring that down.

The second one would be any dollars that we save after that first month would be make sure we chip away at a handful of those small credit cards and just get rid of them. And at the same time, I would want to set up at minimum an auto payment from your checking account into a high yield savings account. that goes in at maybe $25 a month is what we would start with.

The second one would be any dollars that we save after that first month would be make sure we chip away at a handful of those small credit cards and just get rid of them. And at the same time, I would want to set up at minimum an auto payment from your checking account into a high yield savings account. that goes in at maybe $25 a month is what we would start with.

The second one would be any dollars that we save after that first month would be make sure we chip away at a handful of those small credit cards and just get rid of them. And at the same time, I would want to set up at minimum an auto payment from your checking account into a high yield savings account. that goes in at maybe $25 a month is what we would start with.