Mariel Segarra

of knowing what you're thinking the thoughts that are creating an energy leak and then creating space to decide whether you want to keep repeating those thoughts to yourself maybe you're constantly telling yourself i'm so bad with money or i'm not saving fast enough or i feel like i'm never going to pay off my loans once you know what those things are you can create daily affirmations

Every year, you should be paying your taxes, checking on your insurance plans and your investment accounts, setting financial goals, and seeing if you're missing any benefits at work or through your bank.

Also, get a free credit report from each of the credit bureaus every year.

And then monthly, make sure that you pay your bills on time, keep a buffer in your checking account so you don't overdraft, look over your bank and credit card activity for fraud, and keep track of your financial goals.

Daily, take care of yourself.

Journal, do your affirmations and reflect on how you're spending your money.

You know, does it align with the life you're building?

That's our show.

By the way, if you love Life Kit and you want it to be even easier to listen to with curated playlists on popular Life Kit topics like sleep and personal finances, sign up for Life Kit Plus.

You can find out more at plus.npr.org slash Life Kit.

This episode of Life Kit was produced by Sylvie Douglas.

Our visuals editor is CJ Ricalon, and our digital editor is Malika Gharib.

Megan Cain is our senior supervising editor, and Beth Donovan is our executive producer.

Our production team also includes Andy Tegel, Claire Marie Schneider, and Margaret Serino.

Engineering support comes from Sina Lefredo.

I'm Mariel Segarra.

Thanks for listening.

You're listening to Life Kit from NPR.

Hey, it's Marielle.

So the knob on one of my kitchen cabinets fell off the other day.