Martin Lewis

Doing it off the top of my head, OVO, Scottish Power and Outfox. They just say you can leave with no early exit penalties if you're moving house, but you can't port it with you. British Gas tends to allow portability when you're doing the comparison. They should tell you whether it's portable or not.

What I don't know, because you're having a change of status, is if you were moving dual fuel to dual fuel, I'm almost certain British gas tariffs you'd be able to take with you to your new house. Because you're moving dual fuel to electricity only, if the fix you got...

was one where they didn't just offer it to dual fuel customers, they also offered it to single fuel or electricity only customers. My suspicion is they will allow the portability. If it was one that was only for dual fuel customers, which they can do, my suspicion is they won't allow the portability.

So as you're on an existing tariff, you can't change it. I mean, if you were looking to get a new fix at this point, I would probably be looking in that circumstance to do separate fix for electricity and gas. And therefore, hopefully the electricity fix would be portable, depending on which firm that you went with. So I'm sorry, I can't give you a firm answer. I don't know their exact policy on portability of fixes to single fuel. I would hope it'd be okay. Just call them, speak to them.

Now interestingly, when they announced the price cap, as I had mentioned on the previous show that I suspected they would, they are dropping the definition of gas usage down 17% and electricity down 7%. They do this by surveying exactly the amount that people are using and talking to the energy firms about usage, which does change therefore the figure. To be fair to them, they have been very clear in communicating that while the usage is dropping, they're using a like-for-like figure when they're talking about what's going on. Now what I am pleased to say with Ofgem is done.

Olen näyttänyt heitä vuosia, ja he ovat kertoneet minulle, että he ovat seurannut tämän. Minä puhun aina energiapauksesta muutoksesta, koska mielestäni se on suurin piirtein tarkoitus. He ovat nyt muutoksesta muutoksesta niiden julkaisuun, mutta olen uskonut, että moni raportointi tuolla on muutoksia. Niitä on ollut monta kertaa, kuten BBC ja BBC News.

johon kuuluu, että joulupriisikappi on 222 euroa vuoden lisääminen. Se on todella nonsenssi. Se on täysin rakennettu kuvio kaksi syystä. Yksi on, että 222 euroa kuuluu tyypilliseen käyttöön, joten jos käytät vähemmän, se olisi pienempi, jos käytät enemmän, se olisi isompi, ja kaksi, sinun täytyy sisällyttää se asia tyypilliseen käyttöön, kun sanoit sen. Mutta paljon tärkeämpää, että joulupriisikappi kestää vain oktoberin aikana.

To quote an annualized cost increase for something that only lasts three months is utterly misleading. In fact, the July rise, as I mentioned earlier, is going to, because it's low usage, it's going to add about 45 quid to the actual amount people pay over those three months for someone on the price cap on typical use. So I totally agree with you. I mean, the typical use figure, though, bizarrely, the fact that the typical use figure is dropping is actually going to increase all our bills.

They have to use the typical use figure to calculate how much they are allowing energy firms to charge on the unit rate, the rate for each unit of gas and electricity you use, in order to recoup some fixed costs. And because they're lowering the typical use figure, because people are using less energy, to allow them to recoup those fixed costs, they actually have to put the unit rate up. That was that £10 a year policy change I mentioned earlier, which is settling in it.

So, Simon, just read to me again the last bit about what they'd like to see, because I think I remember what they said, but I'm not actually sure I agree. Yeah, so they went on to, Matthew was wanting to know about, I'd love to see a much simpler, more transparent messaging, for example, electricity is going up or down by x pence per kilowatt hour. Yeah, I mean, and that is generally how I communicate it. There is a but, though. The but is, this is regional.

and prices are not uniform across the regions. So you could do it by up and down per kilowatt hour, and I will break that down, and I absolutely accept that the sophisticated listeners to this podcast would be able to work with that. You know, if I were to say, I said it early, I said what's really happening is the standing charge is saying the same, but the gas unit rate is going up an average 28%, whereas the electricity unit rate is going up an average 6%.

Mutta me olemme nähneet aikoja, esimerkiksi, jolloin olemme nähneet, että sijainnokkaus on kasvanut ja yksityiskohtainen ratkaisu on menossa. Joten yritämme itse asiassa yrittää kommunikoida tätä maailmanlaajuisille.

in a short space of time is incredibly tricky. It's the type of thing I do on my show, and I do when we're doing the podcast, or I do when I'm writing something for my website. But if you're doing the quick clip for news, to start talking about the gas standing charges going up, the gas unit rate is going down by this much, people just don't get it, which is why I go for a uniform average percent. While it isn't

Tämä tarkoittaa, että jos olet hyvin suuri gas-käyttäjä, se muuttuu ja käyttäjät ovat vähäisiä. Se antaa ainakin tuotantoa. Se on ei-perfeettinen järjestelmä, mutta luulen, että 1% on parempi kuin käytettävän käytön, joka ei ole tarkoitettava, koska niin paljon ihmisiä kuulee tätä, että se on menossa 222 euroa vuoteen, ja se ei ole niiden mukaan merkittävä. Ainakin kun sanotaan, että yleensä 13 %, voidaan ajatella, että jos sinulla on 1 000 euroa vuoteen, sinulla on varmasti enemmän kuin 1 100 euroa vuoteen.

I think that's probably where we should end, Simon. I think we did quite a lot there, didn't we? Perfect. We summed it all up. And Stefan did well on his first appearance on the podcast. Although he'll be gutted, because obviously he really likes his board games, as he was saying. He'll be gutted to have lost mastermind. Well, he'll have to just roll the dice of five live presenter rotors and hope he comes up with you again. And Adrian doesn't have a monopoly on getting it wrong. Okay, enough puns. Let's leave it there.

So yes, that's it for this week. We tend to put out a new episode every Thursday and Monday. The Mondays is our question time podcast, where you can ask me absolutely anything and everything, open brackets within reason, close brackets. If you've enjoyed it today, please do tell your friends you've been listening to the Martin Lewis podcast, and why don't you and they subscribe? Then everyone's pockets will be pleased with them. And if you haven't enjoyed it, and you've been listening this long, it's your own fault.

Martin Lewis is the founder of MoneySavingExpert.com. But of course, other consumer and price comparison websites are available. You can get in touch with Martin's podcast production team by emailing martinlewispodcast at bbc.co.uk. The offers and rates mentioned in the podcast are correct at the time of recording. However, if you are listening on demand, it's worth double checking as details can date. Remember to subscribe on BBC Sounds and leave us a review however you listen.

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Kiitos kun katsoit.

Hello and welcome to the cunningly named the Martin Lewis podcast. I do wonder what that's going to be about. And this is our question time episode where you, our extra savvy questioners, ESQs, get to ask me your questions on absolutely anything and everything, open brackets within reason, closed brackets. And this week you asked me, we're on benefits, so do we have to pay tax on savings interest?