Question Time: Cancel old credit cards? Martin: What 3 laws would you introduce? Pay v pensions?
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What is the main topic discussed in this episode?
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I wouldn't worry about the tax at the moment. I'd worry about the interest you're not earning enough. Listeners, this isn't good enough. There's a badge going. There's freebies. This is a podcast about saving money.
I literally couldn't, apart from it's about cash back, I couldn't tell you anything you said at this point.
The whole point of having a credit score is to enable you to get the right form of credit. Hello and welcome to the cunningly named The Martin Lewis Podcast. I do wonder what that's going to be about. And this is our Question Time episode where you, our extra savvy questioners, ESQs, get to ask me your questions on absolutely anything and everything, open brackets within reason, close brackets. And this week, you asked me, we're on benefits, so do we have to pay tax on savings interest? Should I close my old credit card to boost my credit score? Should we go for higher pay, lower pension, or lower pay, higher pension? Then we have a success on how giving to charity pays. And to finish, you asked me, what three consumer laws would I pass if I got the chance?
I answered off the top of my head, let me know what you think, and let me know what you'd do too. Play the theme tune.
So I'm gonna make sure that they know
Hello and welcome to this week's episode of our Question Time podcast. Yes, it's the one where you can ask me questions on anything and everything, open brackets within reason, close brackets. Now, for those of you waiting for Professor Sir Dr Matthew Burnham Esquire, or even for PPS podcast producer Simon, oh no, that's not happening. Today, I have an existential question for you. When is a mat... Not a mat. I'm not sure I have an answer, but today we do have Matt with us, just not our usual Matt. Today's Matt is Matt Lansley, and I probably need to reveal on that a secret about the BBC. It has a mat cupboard, where it keeps talented producers called Matt locked away until required. It's a little cramped space, not many perks, but some say there are so many Matts because the BBC wants to walk all over them.
Yeah, we won't have that type of talk on this podcast. We don't walk all over Matt's on this podcast, although he is new, so I might give it a go. So may I introduce, new to this podcast, the one and the only Question Time producer, Matt Lansley. Hello, Matt.
Hello, Martin. It's so good to be here. Yeah, you're right. The cupboard is a little bit cramped sometimes. Can we know about the facilities? What do they have in there? Well, I mean, obviously they have one computer to share between all the mats, but of course it's only the highest-ranked mats that get to use it first. So that'd be Matt Burnham, wouldn't it? Yes, of course, yeah. The listeners can't see I actually have the number three tattooed on my forehead. Oh, man. So it goes Matt Burnham, Matt Chorley, esteemed Firefly presenter, and then me, if I'm good. But, you know, it's a massive treat to be here. Thanks ever so much for having me.
I'm going to pretend I'm delighted to have you, but now I've heard that you're third-ranked, I will be writing to Editor Tom saying, you know, why am I down the pecking order? What on earth is going on? But I believe Matt Chorley still stood outside number 10 Downing Street, I'm afraid.
OK, fine.
I don't want Matt Chorley producing me either. He'll make it all political. We don't want any of that. Anyway, Matt, it is lovely to have you on board. Thank you so much for joining us. You're going to be the curator of questions today. What do you have for me?
What have you got first? Our first Esquire this week is the lovely Elaine. Elaine says, Dear Martin, we are a married couple in our 50s and our only income is ESA support group and carers allowance, which I know are taxable income.
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Chapters
6 chapters
1
What is the main topic discussed in this episode?
0:00–7:26
2
How do tax rules apply to benefit payments?
7:26–8:00
3
What should I consider before canceling old credit cards?
8:00–8:23
4
Should I choose higher pay or higher pension contributions?
8:23–8:47
5
What are the benefits of using Gift Aid for charitable donations?
8:47–8:59
6
What three consumer rights laws would Martin propose?
8:59–34:09
Speakers
2 identifiedMore from The Martin Lewis Podcast
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