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Martin Lewis

👤 Speaker
8200 total appearances
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Appearances Over Time

Podcast Appearances

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

I'm not asking you to cross the line in any inappropriate ways.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

But just think of it as the idea that you want to win this person to your side with a smile.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Use their name if they've told you their name.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

You know, thank them.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Do it all in that way.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Aggression does not help.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Tip number two, if you're near the end of your contract or at the end of your contract,

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

your biggest weapon is that you might go elsewhere.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

So if you're not getting what you want, politely and nicely ask to go to Disconnections or whatever the equivalent is in that firm, because internally it'll be known as customer retentions.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

And the people who work in that department, they have the real power to keep you.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

As I say, that's the only two tips that you're getting.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Listen to the podcast later in the week, the Big Issues podcast, when we will be going into haggling into far more details.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Oh, and if you've got a haggling success for that, Martin Lewis podcast at bbc.co.uk.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

It's Simon.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

So, the Octopus Tracker Tariff is not a normal tracker tariff.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Other tracker tariffs just track the price cap.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

The Octopus Tracker Tariff tracks the wholesale rates on a day-by-day basis.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

It is a far more complicated and more sophisticated tariff than most energy tariffs out there.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Literally, the price you pay for gas and electricity moves every day based on the current, as in that days, or often the prior days actually, wholesale rates, the rates that the electricity and gas companies pay for gas and electricity.

The Martin Lewis Podcast
Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Now, generally, it actually does pretty well.