Marwan Forsley

So for example, some customers are on a weekly invoice cycles.

They pay every week.

Some are on a monthly.

Some are on a quarterly.

Some are like...

occasional.

So the system adapts to the invoicing cycles that happen between customers and their payees.

I think the market B2B is a really hot market and it's going to be hot for a long period of time.

And that's because this is an industry that have not seen innovation for such a long time that all these manual processes need to be completely reimagined.

And there's an opportunity to do that with a very different experience than when you get to that.

And that's why we created it.

It depends on what segment you're inside fintech.

There's a whole bunch of segments.

Yeah, generally it's multiple on revenue and growth is the combination of the two.

So if you have revenue, but slow growth that you get lower sort of multiple, if you have revenue and high growth, you got higher multiples.

So to get to that billion range, you got to do like, call it like, you know, it depends on the growth rates, but like somewhere at 20 times, 30 times multiples these days.

I mean, some companies are like 50 times multiples on revenue, but

If you can hit the growth pass really hard, then you command multiples that are fairly attractive these days.

How long this is going to stay, that's hard to tell.

That's just macro dynamics around the public markets and the valuations we're seeing in the private markets are kind of in sync with public or getting there.