Marwan Forsley

So there's a range of outcomes.

But it is very competitive.

It ends up being like half the price compared to what you usually pay when you use a bank product.

We charge 1% on payments to a debit card.

That's real-time payments.

Instantly, the money is deposited in your bank account.

That's linked to your debit card.

On paying with a card, we charge 2.9%.

Yeah, and on the APR, that is also a range.

It's not necessarily a fixed amount that depends on the quality of the customer, where you're located, how long you've been on Veeam.

So there's a range of outcomes.

But in general, what we try to do is make sure the experience is delightful, it's simple, and we're not going to milk it on the revenue side.

We're still going to make sure that there's multiple products we can monetize, and that's the key thing.

You can push up to six months.

Oh, wow.

And generally, you pay anywhere from about a percent to 2% a month on that schedule.

Do you have a balance sheet?

We work with bank partners and partners that have invested in Veeam, and we work with them on these programs.

You know, there's different ways of doing it.

Generally, we like to stick to the things we do well and outsource to partners that have their expertise.