Matt (Caller)

So, long story short, my wife and I are debt-free.

Both of us have associate's degrees, and

Um, we're currently renting.

We're expecting our first daughter next month.

And, uh, thank you.

We're so excited.

But, um, I guess at this point, uh, we're looking into potentially getting home, but obviously the market right now is not very buyer friendly to say the least.

We have about, yeah.

So, uh, right now we have about $15,000 saved up and we're kind of at a place right now where it's, um,

I make about $43,000 a year.

My wife makes about $28,000.

And once the baby comes, we're hoping to have her.

We've been able to save her income completely away since she started working.

But once the baby gets here, we'll probably have her go to either part-time or just stay at home completely as a stay-at-home mom.

So we'd just be living off of my income alone.

Um, we are at a place right now where we can afford that.

I mean, we've, we try to live pretty modestly and, you know, um, but if we were to, I guess getting to the point of all of this is we're looking at potentially getting into a home, but if we were to buy into the housing market right now, we'd probably be looking at at least an $1,100, uh,

monthly mortgage.

Just mine.

Like I said, it's about $43,000 annually.