Matt (Caller)

I mean, we've, we try to live pretty modestly and, you know, um, but if we were to, I guess getting to the point of all of this is we're looking at potentially getting into a home, but if we were to buy into the housing market right now, we'd probably be looking at at least an $1,100, uh,

monthly mortgage.

Just mine.

Like I said, it's about $43,000 annually.

After tithes and everything, I come back with roughly $2,400 a month.

With utilities and everything, we're right at...

$950,000 or between $950,000 and $100,000, well, $1,000 a month.

Yes.

So we have that money, and so I'm not sure if we should buy right now.

Is this your emergency fund?

So $15,000 would include our emergency fund as well.

not including our checking.

That's just back the way in savings, but yeah.

I'm 25.

My wife is 26.