Mel Browne

Yeah, 90, 30 and 7.

And he's not a planner.

Like he's so not a planner.

And it wasn't until we found this template of what to do that it actually worked for him.

But he can cope with once a year sitting down and then after that it's just a how are we going.

And he likes it because rather than me going, oh, come on, are we doing this, he knows what we're both working towards and, importantly, he knows what his part in it is.

Because it would be really easy for me as a finance professional just to take charge of everything.

But I want him to have agency as well.

So he's got agency with some of his things that he's contributing towards it, which is really important.

For me, you start it with that curious lens.

So if you go hard, if you've got a family member you've been worried about credit card debt with, and you go in with judgment, they're potentially going to close up shop.

But if you go in curiously and even say, hey, listen to this chick where she talked about something called money stories and mentioned the piggy bank, what money stories do you think you have?

And then it's a curious conversation versus a judgmental conversation.

So I think that's important.

But also using techniques like best year yet is a way where even from what it's called, your intention is that we both want something positive out of this.

We're not there to rip each other down.

We're there going and you do it separately.

So it's something that you do separately and then come together.

And it means then you've got common language to be able to regularly during the year have a conversation that is just a check in to say, how are we going next?

with this.