Melanie Evans

But what we also see is this amazingly pragmatic and practical response, which is almost universal, no matter what generation that you're in.

the Aussie psyche of, okay, this is happening.

I might not be able to control fuel prices, a conflict in the Middle East, a cost of living crisis, how much my energy is going to cost.

But what are the things that I can take control of?

And what can I do in a practical sense that will change either how much money I earn or how much money I'm spending?

The last time we ran this report was 23, so just out of COVID.

And if you think about where we were at that point in time, we'd been locked down for a couple of years.

We hadn't been able to spend money.

We hadn't been able to travel.

So the last time we ran this report, things like spending, travel, all of those things ranked a

than saving money and being really focused in terms of small financial wins and financial discipline, if you'd like.

So we have also seen a slight change from 23 to 26, simply because of what we were coming out of and now how Aussies are thinking about the future.

Of course.

For me, housing is not about becoming richer.

It's about security.

It's about having a roof over your head.

It's about not having to move houses every time a landlord moves

puts the rent up by too much or decides to move back in or sell.

So if you think about housing from a human perspective rather than a financial one, ensuring that we make it easier for Aussies to enter the housing market if they choose to is actually really important.

The fact that we have not built enough affordable housing for the number of Australians or the population growth that we've experienced, that is the way through here.