Melanie Evans

And that, by necessity, will put more pressure on organisations in any industry to

to ensure that they're communicating their prices transparently, that they're pricing fairly, so on and so forth.

So I would expect to see more of a shift there because consumer behaviour will demand it by necessity.

I don't subscribe to the theory that people are overspending in this department.

Our society has always valued spending time with others and enjoying yourself, which is very different to spending $10 on avocado on toast.

That's not what the report's telling us.

What the

am very aware of what's happening around me and I'm taking really important measures to ensure that I'm financially more secure and I have more choice.

But when I'm able to exercise that choice, the things that I want to do are predominantly around spending time with other people and

You know, I call it the joy economy, if you'd like, travelling, so on and so forth.

And in doing that, what the report also tells us is that people are cutting back on how they are enjoying life.

So if you look at some of the travel stats, we've seen more travel closer to home, shorter trips, spending less on travel.

The other thing I'd say is this whole concept of the side hustle and finding other forms of income.

I think that also shows that Australians are not just about enjoying life.

We've got people very much, so I think it was 12% on average and up to 19% of Gen Zs were looking for side hustles in the next 12 months.

If we're a society that just cared about spending money and living life beautifully, I don't think we'd see those sorts of stats come through this report.

What we've got is a really motivated society that wants to do anything they can to get ahead.

And I think that entrepreneurial spirit is also really nice to see come out.

Yes, I do.

In Australia, we have not built houses at the right pace for our population growth.