Michael Ha

While conversely, plans like Alignment Health, ticker ALHC, my favorite plan, the best Medicare Advantage plan in the country, most conservative on risk code, they're seeing much less of an impact.

So I think it's important to really focus on that point.

It is a good thing, I agree.

I think crackdown on all fraud across all of health insurance

is a positive, but the implication is if health plans get hit on revenue and earnings, they're going to look to find it somewhere.

And unfortunately, it'll be seniors' benefits.

So that'll be the first toggle.

And it will save the government money.

However, it will impact seniors.

So positives and negatives to this.