Michelle

The one that he decided to take on because he couldn't get government work.

He is, we're in a different situations with the contractor and we are not going to realize the ROI that we had intended.

Um, so my question is, um, I do have a 401k and I do, we do have, um, a rental property that w our, our home was paid off by the way, we were debt free.

Um, we've been Ramsey followers.

We were debt free for quite a number of years.

Um, so we have this rental property that would return a decent ROI, um, through the peak season, especially.

And typically we have extended stays in the wintertime too.

Right now we're still waiting for something to materialize.

The equity that we have in that is about the same amount that I have in my 401K.

So when we sat down and looked at, you know, what our expenses are for the home that we live in right now and our taxes aren't the same.

So the home that we live in now, the rental property that we have,

And then, of course, when he sells, the house that he's working on is going to be listed within the next two weeks.

So we're hoping for a quick turnaround.

But as you know, you never know.

So that's really the essence of my question is do I go to my 401 to survive on or do I borrow against my 401?

Or do we liquidate the rental property and take the equity out of that, even though that's been an income earner for us during the year, which has been a huge blessing, especially with the fact that, you know, I'm caring for my mom.

And it's very, very difficult.

I've always had a side hustle.

I've always worked until mom's illness really took over.

There's my story.