Mike Carruthers

Brainwashing, Mind Control, and Hyperpersuasion. There's a link to her book at Amazon in the show notes. And Rebecca, thanks. Thanks for explaining all this.

Brainwashing, Mind Control, and Hyperpersuasion. There's a link to her book at Amazon in the show notes. And Rebecca, thanks. Thanks for explaining all this.

If you've had your car insurance for a long time, you might think your loyalty is rewarded by a lower premium. Often it is not. In most states, there is a practice called price optimization. Essentially, it is a practice the insurance industry uses to get more money out of customers who are not likely to shop around.

If you've had your car insurance for a long time, you might think your loyalty is rewarded by a lower premium. Often it is not. In most states, there is a practice called price optimization. Essentially, it is a practice the insurance industry uses to get more money out of customers who are not likely to shop around.

If you've had your car insurance for a long time, you might think your loyalty is rewarded by a lower premium. Often it is not. In most states, there is a practice called price optimization. Essentially, it is a practice the insurance industry uses to get more money out of customers who are not likely to shop around.

They use software that tracks your spending habits, like what you buy at the grocery store, how often you change cable providers, and they use that data to set your rate, according to the Consumer Federation of America. Basically, if you think you're not going anywhere, they'll take the risk of hiking up your premium, knowing you're not likely to leave.

They use software that tracks your spending habits, like what you buy at the grocery store, how often you change cable providers, and they use that data to set your rate, according to the Consumer Federation of America. Basically, if you think you're not going anywhere, they'll take the risk of hiking up your premium, knowing you're not likely to leave.

They use software that tracks your spending habits, like what you buy at the grocery store, how often you change cable providers, and they use that data to set your rate, according to the Consumer Federation of America. Basically, if you think you're not going anywhere, they'll take the risk of hiking up your premium, knowing you're not likely to leave.

Groups like the Consumer Federation of America have fought this industry practice for some time, and now 18 states and the District of Columbia prohibit price optimization. If you are in a state that still allows it, and you call your insurance company and tell them that you want a better rate, you're still not likely to get as good a deal as if you shopped around.

Groups like the Consumer Federation of America have fought this industry practice for some time, and now 18 states and the District of Columbia prohibit price optimization. If you are in a state that still allows it, and you call your insurance company and tell them that you want a better rate, you're still not likely to get as good a deal as if you shopped around.

Groups like the Consumer Federation of America have fought this industry practice for some time, and now 18 states and the District of Columbia prohibit price optimization. If you are in a state that still allows it, and you call your insurance company and tell them that you want a better rate, you're still not likely to get as good a deal as if you shopped around.

So at least when it comes to auto insurance, loyalty can be very one-sided. And that is something you should know. If you listen to this podcast on Apple Podcasts, Spotify, they have a share button, a share link thing on the app, and you can share this episode or any other episode of this podcast with someone you know, and we would appreciate it if you would do that. I'm Mike Carruthers.

So at least when it comes to auto insurance, loyalty can be very one-sided. And that is something you should know. If you listen to this podcast on Apple Podcasts, Spotify, they have a share button, a share link thing on the app, and you can share this episode or any other episode of this podcast with someone you know, and we would appreciate it if you would do that. I'm Mike Carruthers.

So at least when it comes to auto insurance, loyalty can be very one-sided. And that is something you should know. If you listen to this podcast on Apple Podcasts, Spotify, they have a share button, a share link thing on the app, and you can share this episode or any other episode of this podcast with someone you know, and we would appreciate it if you would do that. I'm Mike Carruthers.

Thanks for listening today to Something You Should Know.

Thanks for listening today to Something You Should Know.

Thanks for listening today to Something You Should Know.

Today on Something You Should Know, why you can't tickle yourself no matter how hard you try. Then, the seven-day week. It's totally arbitrary, yet imagine life without the week. It's impossible, and it's universal.

Today on Something You Should Know, why you can't tickle yourself no matter how hard you try. Then, the seven-day week. It's totally arbitrary, yet imagine life without the week. It's impossible, and it's universal.

Today on Something You Should Know, why you can't tickle yourself no matter how hard you try. Then, the seven-day week. It's totally arbitrary, yet imagine life without the week. It's impossible, and it's universal.