Mike Hudack

I think, you know, a little bit like going from Facebook to Deliveroo, all of this time, the entire time that you're building things on the internet, I think that you are developing your intuition. I think that Deliveroo really prepared me for going into Monzo and being deeply curious about the way that British people approach money.

I think, you know, a little bit like going from Facebook to Deliveroo, all of this time, the entire time that you're building things on the internet, I think that you are developing your intuition. I think that Deliveroo really prepared me for going into Monzo and being deeply curious about the way that British people approach money.

I think, you know, a little bit like going from Facebook to Deliveroo, all of this time, the entire time that you're building things on the internet, I think that you are developing your intuition. I think that Deliveroo really prepared me for going into Monzo and being deeply curious about the way that British people approach money.

which is hugely different from the way that Americans approach money. You know, Americans get paid every two weeks. British people get paid monthly.

which is hugely different from the way that Americans approach money. You know, Americans get paid every two weeks. British people get paid monthly.

which is hugely different from the way that Americans approach money. You know, Americans get paid every two weeks. British people get paid monthly.

I mean, massively. And I had to learn how to do that. I think at various times I really chafed at that or found that very difficult. And I remember having this amazing conversation with this guy, Ian, who's the chief risk officer at Monzo, who also became a really good friend. And he's brilliant.

I mean, massively. And I had to learn how to do that. I think at various times I really chafed at that or found that very difficult. And I remember having this amazing conversation with this guy, Ian, who's the chief risk officer at Monzo, who also became a really good friend. And he's brilliant.

I mean, massively. And I had to learn how to do that. I think at various times I really chafed at that or found that very difficult. And I remember having this amazing conversation with this guy, Ian, who's the chief risk officer at Monzo, who also became a really good friend. And he's brilliant.

And he just said at some point, he was like, you know, you have to understand that most of or many of the crises that nations have faced in history are the result of financial crises or banking failures. you know, has a right, has an obligation to protect itself and people from those kind of situations, from those kind of outcomes. I think this is like a really important thing.

And he just said at some point, he was like, you know, you have to understand that most of or many of the crises that nations have faced in history are the result of financial crises or banking failures. you know, has a right, has an obligation to protect itself and people from those kind of situations, from those kind of outcomes. I think this is like a really important thing.

And he just said at some point, he was like, you know, you have to understand that most of or many of the crises that nations have faced in history are the result of financial crises or banking failures. you know, has a right, has an obligation to protect itself and people from those kind of situations, from those kind of outcomes. I think this is like a really important thing.

It's a really important lesson. You have to understand where people are coming from. And once you understand and you think about that critically and you change your perspective from somebody who is trying to make a graph go up into the right and trying to produce value for people as quickly as possible and experiment and, you know, you're like, why can't I test pricing?

It's a really important lesson. You have to understand where people are coming from. And once you understand and you think about that critically and you change your perspective from somebody who is trying to make a graph go up into the right and trying to produce value for people as quickly as possible and experiment and, you know, you're like, why can't I test pricing?

It's a really important lesson. You have to understand where people are coming from. And once you understand and you think about that critically and you change your perspective from somebody who is trying to make a graph go up into the right and trying to produce value for people as quickly as possible and experiment and, you know, you're like, why can't I test pricing?

I've tested pricing my entire career. Like, what are you talking about? I can't test pricing. And you change your perspective to like so much of society is based on the stability of the banking system.

I've tested pricing my entire career. Like, what are you talking about? I can't test pricing. And you change your perspective to like so much of society is based on the stability of the banking system.

I've tested pricing my entire career. Like, what are you talking about? I can't test pricing. And you change your perspective to like so much of society is based on the stability of the banking system.

i would have grown monzo globally i think that that's a very difficult thing to do it's doable over some period of time and i think that monza will expand geographically really well you know in the uk it's growing faster than anyone else it's doing incredibly well i think it will expand into more geos but like

i would have grown monzo globally i think that that's a very difficult thing to do it's doable over some period of time and i think that monza will expand geographically really well you know in the uk it's growing faster than anyone else it's doing incredibly well i think it will expand into more geos but like