Morgan Housel

That's terrible.

Loyalty to people who deserve it is a very fulfilling thing.

So my kids deserve my loyalty.

How did they earn that loyalty?

Just by being my kids.

And there's some days where I feel like they don't appreciate it, of course.

But I think that tends to be true.

People get into problems when they are loyal to people or organizations or political affiliations who don't deserve their loyalty.

That's when it gets dangerous.

And so I think it's... I think, yes, everyone is going to be... I'm dependent on my wife, my kids.

There is dependency there.

But I'm choosing.

I chose her as a spouse.

I chose to have kids.

And so I still did it on my terms.

And so you're never going to be... Or I think you don't want to be 100% independent in the sense that you don't rely on anyone and no one relies on you because then you have no purpose.

It's choosing who you want.

I think you're not independent if...

You have to be loyal to a job that you hate, but you have to have it because it's the only job you got and you have to do it.

And you have to pay this exorbitant rent on an apartment that you don't even enjoy that much.