Nadine Higgins

So a lot of those products that are emerging in the States, can you use them here with New Zealand bank accounts and New Zealand credit cards?

Or is there some kind of lack of integration there?

So not automatically integrated, but if you want to do it manually, you could still access the outcome.

Okay.

So you mentioned there were quite a few announcements over the past few weeks.

What else has happened?

Are we going to get to a point where you don't need humans to give you advice?

And I say this as a qualified financial advisor.

Am I going to become redundant?

You don't need me because the AI can tell you the precise product recommendations.

It can access it.

It can restructure your mortgage.

It can get you into a new insurance product.

And you haven't had to talk to a single human.

Is the legislation a bit behind on this?

It's moving so fast, right?

But legislation moves slow.

So we almost have to do it retrospectively.

You can't kind of set up the framework when you don't know what it's going to be used for yet.

One thing that did make me wonder, though, is if my AI enabled finance tracking app is recommending my mortgage and my insurance policy and that I invest in such and such a fund.